US bank cash+

[twist7d7]

Do we have any idea about the underwriting for this card. Id hate to waist a HP for it and not get it.

[FinStar]

There's a plethora of threads on this specific product from US Bank.  If you perform a search for Cash +, voila! 

[Anonymous]

I recently got approved for the Cash +. I'm also 21 and they pulled TU of 700 but my Discover TU was 730 so they must use a different system. I had only one new account within 6 months and 6 inquires on TU. I have banked with them since I was 16, not sure if it matters or not. I was approved for 5k. How many new accounts do you have?

[twist7d7]

Quite a few new accounts (3). they were new as of a month ago. planing on waiting at least 6 months.

[Shock]

---

@Anonymous wrote:

I recently got approved for the Cash +. I'm also 21 and they pulled TU of 700 but my Discover TU was 730 so they must use a different system. I had only one new account within 6 months and 6 inquires on TU. I have banked with them since I was 16, not sure if it matters or not. I was approved for 5k. How many new accounts do you have?

---

Yeah, a previous relationship with them can do wonders.

[takeshi74]

---

@FinStar wrote:

There's a plethora of threads on this specific product from US Bank.  If you perform a search for Cash +, voila! 

---

...and most indicate that they're fairly conservative.  I have a thick, established profile but several new accounts so they approved me for $5k which is a small limit for me.  Next smallest limit is nearly twice the cash+.  Largest is 6x.