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Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
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US bank premier PLOC?

Anyone have any experience applying for this? I have checking and two credit cards with US bank so qualify for their premier line of credit. Whats scores they want? Is it difficult to get? Process?

Thanks
Epic Contributor
Posts: 24,193
Registered: ‎10-23-2007
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Re: US bank premier PLOC?


Happychap wrote:
Anyone have any experience applying for this? I have checking and two credit cards with US bank so qualify for their premier line of credit. Whats scores they want? Is it difficult to get? Process?

Thanks

I would think with your history it wouldn't be a problem.

I have not read to to much about them lately but I read on credit pull database one guy was approved for the full $25k he asked for after 2 paystubs but I have not read anyone else being asked to provide paystubs so guess it depends if you have banking relationship (you do) and how much you ask for perhaps but I would think with the banking relationship paystubs woudln't be asked for.

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
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Re: US bank premier PLOC?

Yeah I saw that on credit pull database, but wasn't much on there or anywhere else. I keep wanting to submit my application but log out all the time because I'm nervous of wasting an inq lol
Epic Contributor
Posts: 24,193
Registered: ‎10-23-2007
0

Re: US bank premier PLOC?


Happychap wrote:
Yeah I saw that on credit pull database, but wasn't much on there or anywhere else. I keep wanting to submit my application but log out all the time because I'm nervous of wasting an inq lol

what's your score and your 2 credit card CL's?

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
0

Re: US bank premier PLOC?

In have the us bank cash + 10k cl and travel perks also 10k .. Not sure on my score today since my new barclaycard tl has reported today and also 2 new inq this week. Prior to that score was around 790.
Epic Contributor
Posts: 24,193
Registered: ‎10-23-2007
0

Re: US bank premier PLOC?


Happychap wrote:
In have the us bank cash + 10k cl and travel perks also 10k .. Not sure on my score today since my new barclaycard tl has reported today and also 2 new inq this week. Prior to that score was around 790.

APPLY!

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
80 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
0

Re: US bank premier PLOC?

This is based on tu which I'm presuming they pull, as that's what they pulled for both my cards.
Super Contributor
Posts: 5,951
Registered: ‎05-23-2009
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Re: US bank premier PLOC?

I applied for Premier PLOC and they told me I have to live in their banking area.

 

 

Ron.

Super Contributor
Posts: 5,951
Registered: ‎05-23-2009
0

Re: US bank premier PLOC?


Happychap wrote:
This is based on tu which I'm presuming they pull, as that's what they pulled for both my cards.

It depends where you live. They might pull EXP.

 

 

Ron.

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