Credit Card Center Advertiser Disclosure†
02-21-2014 07:47 AM
02-21-2014 07:54 AM
Anyone have any experience applying for this? I have checking and two credit cards with US bank so qualify for their premier line of credit. Whats scores they want? Is it difficult to get? Process?
I would think with your history it wouldn't be a problem.
I have not read to to much about them lately but I read on credit pull database one guy was approved for the full $25k he asked for after 2 paystubs but I have not read anyone else being asked to provide paystubs so guess it depends if you have banking relationship (you do) and how much you ask for perhaps but I would think with the banking relationship paystubs woudln't be asked for.
02-21-2014 08:02 AM
02-21-2014 08:07 AM
Yeah I saw that on credit pull database, but wasn't much on there or anywhere else. I keep wanting to submit my application but log out all the time because I'm nervous of wasting an inq lol
what's your score and your 2 credit card CL's?
02-21-2014 08:10 AM
02-21-2014 08:11 AM
In have the us bank cash + 10k cl and travel perks also 10k .. Not sure on my score today since my new barclaycard tl has reported today and also 2 new inq this week. Prior to that score was around 790.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.