@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:1.Banks Name: US bank
2.Secured amount: $5000.oo
3.How old is card:1yr. 3mo.
4.Unsecure attempt:After 13Mo.
5.Graduation Time frame:After 18mo.
6.Any CLI after gradaution:NA
Place any notes here about unsecuring process:
After 13Mo. Ask if I qualify,to have card unsecured. The CSR replied no, have not tried again.
UPDATE: I will try again Oct.2016
1.Banks Name: US bank
2.Secured amount: $5000.oo
3.How old is card:1yr. 6mo.
4.Unsecure attempt II :After 18Mo.
5.Graduation Time frame:After 18MO.
6.Any CLI after gradaution:NA
Place any notes here about unsecuring process:
UPDATE 10/4/2016
Spoke with CSR yesterday,about unsercuring card. So I asked her does she see any reason why my card wont unsercure at 18mo. and that I never missed a payment. I also added I thought it was strange my card wasnt unsecure already. The rep said well,looking at your acc. you should be able to unsecure;I was like
WAAA!;
She then went on to say that also its not promting me to run a CREDIT CHECK ok I thought that was strange cause she said usaully on these type of acc.'s its flagged to run credit. So I took a min. to think about it cause i really didnt want a HP, but I eventually aggreed she then ask me for some info card#,income, update,address,housing etc. she typed it in and said ok your acc. is being sent out for review it will take 7-10 days to see if I qualify . I then asked will this be a HP she said no again also are you jus running me for another CC product she replied no. ok......me being parnoid I called rite back LOL
This time I just asked,what did the last rep. do that took the last call on my acc.,she said she sent out a review form to have your card upgraded to be unsecured. So I asked will this result in HP she said "Did i mention anything about you having your report pulled." I said NO she said cause its not.I asked again is this a app for a new CC product she replied no,and that your acc. being sent out for review to be unsecured,I should hear from them in about 7-10 days ok done.
so nothing yet will update soon with unsecured appr. or denial,and if I recieve a HP
...these are some interesting data points if true....
UPDATE II:
Ok,so checked this mourning... red banner is now gone and my acc.#, is now different
yEA!!!
I think im in...and the unsercuring process is starting. One other thing though I had two agents tell me it would not result in hard pull is this worth fighting...because when I checked CK its there
thats what really pushed me to go for it, not sure what I should do.
For now I will jus hang tight till, card arrives....THKS everyone for tips and info and posts. Please any new data post here.
I think I may be the first here to report a successful US bank $5000.oo (secured to unsecured CC)
UPDATE III:
10/8/2016
Ok...so yes It is unsecured to Plat. visa, searched myfico site for info about PC'ing to cash+REWARDS. No problem!!! found the Myfico member [ rserla ] and was advised to ask, a US bank rep. if my acc. had any offers or possible product change opportunity on my acc.,called and the rep came back and immidialy said yes you can PC to Cash+...so it should now be a US bank cash+REWARDS that is mailed out to me ....
Also....[ rserla ] said I should request a CLI,the rep. said the CC needs to atleast be UNsecured for 6mo. to request a CLI...[ rserla ] gave me some steps to take on Mon. I will update with results...
so far very exiting news indeed
@Anonymous wrote:1.Banks Name: US bank
2.Secured amount: $5000.oo
3.How old is card:1yr. 3mo.
4.Unsecure attempt:After 13Mo.
5.Graduation Time frame:NA
6.Any CLI after gradaution:NA
Place any notes here about unsecuring process:
After 13Mo. Ask if I qualify,to have card unsecured. The CSR replied no, have not tried again.
@Anonymous wrote:
1.Banks Name: US bank
2.Secured amount: $5000.oo
3.How old is card: 1yr. 6mo.
4.Unsecure attempt: @After 13Mo., then @18mo.
5.Graduation Time frame: 18mo.
6.Any CLI after graduation: 4 days after graduation, CLI +$8000.oo
7.Any unsecured PC: Yes,after graduation.
Place any notes here about unsecuring process:
After 13Mo. Ask if I qualify,to have card unsecured. The CSR replied no, have not tried again.
4.Unsecure attempt: @After 13Mo., then @18mo.
NOTES: For line 4
(MY card did not unsecure on its own. I spoke to rep. and asked if it can be done. She told me it looks like you should unsecure no problem and CPU,is not asking for CR to be run.) {thought that last part was strange} also 2 reps said NO HP...dont believe it I got HP 2!!!
6.Any CLI after graduation: 4 days after graduation, CLI +$8000.oo
NOTES: For line 6
(For CLI after graduation, Call USbankcorp. UW dpt. I did and got a very nice rep. and I was polite in return,request that they use same HP.)
{LINE 6. DATA- UW. said, "If we stay between $5000.oo - $10,000.oo we should be able to use same HP."}
7.Any unsecured PC: Yes,after graduation.
NOTES: For line 7
(Ok, so right when you see card unsecure, call back or wait til you receive Plat. unsecured CC.I called a CSR soon as I saw card was going unsecured. And jus state to rep. "I was jus calling to see if there are any upgrades or new products available for my acc. In my case rep. said, yes cash+)
Really hopes this help someone!!