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US Bank are my only secured cards left but they are my oldest so I guard them as if they were my children.
DP:
Secured US Bank #1: $3000
Opened: A little under 2 years
Secured US Bank #2: $2000
Opened: A little under 2 years
Since then was issued a unsecured Visa signature (which I thought was actually my secured cards going unsecured but turns out was a whole new line of credit: $1000, and 30 days later auto-CLI to $1500).
I've called in to ask about graduating the cards but the CSR was very unknowledgeable and gave what I thought were wrong answers when I asked him about AAoA, so I was transferred to a credit analyst in the lending department. I asked her point blank, is this card going to graduate and she asked for my identifying information so she could review the account. She said there is no reason why not, but she couldn't promise me that I would be approved - which I get. I then asked and wanted to be sure that they weren't going to just issue me a whole new account and drop the original one which would destroy my oldest length card -- she said she couldn't be sure, but that they were a discretionary lender. When asked what she meant she said that it means every credit application is reviewed by a person not a computer (which is nice but hey I still need that exact same account). She also could not promise me that it would be a HP or SP, how many it would be, which bureaus (I'd have to thaw for them to check, I thoug,ht at the time but I was wrong), or that I would get the product I wanted instead of whatever they decide I'm worthy of. Please keep in mind that US Bank pulls from non-traditional CRAs like Sagestream so you should probably freeze those as has been suggested in other threads. Hung up and never really went back to the issue.