US bank visa platinum PC question

Anonymous · ‎05-05-2016

Hello,

I have two cards with US bank

1) Flexperks select + Amex

2) Visa Platinum

My Visa platinum was approved through a secured card graduation while back.

Has anyone requested a PC from their regular Visa platinum to a cash back or travel card after graduation? I'm looking at their cash back card but really don't want to apply for third card. Just curious for any PC success from others on this board.

Thanks .

Anonymous · ‎05-05-2016

I'm not sure but I know their reps and UWs are very nice people (even if they say no)

Anonymous · ‎05-05-2016

I agree. I may need to call and ask. Worse case they say no.

NRB525 · ‎05-05-2016

What are your limits on each card?

US Bank is pretty good about PC, from my experience.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎05-05-2016

8k on the Amex

500 on the platinum. Never requested an increase nor an auto increase. It graduated as is.

Tim_S · ‎05-06-2016

I just called US Bank today to see if I was eligible for a PC from my Platinum Visa that I've had for 5 years, (still with a $300 limit). I was told I qualified to PC my Platinum to Cash Rewards Visa, (which I already have), Perks + or a Flex Select. Probably going with the Perks+

Anonymous · ‎05-06-2016

Congrats to you! Gives me hope. I actually sent an email inquiring on a product change. Did they require a hard or soft pull? Did they ask you for additional information? I'll most likely call Monday for faster response.

Thanks

eddie84 · ‎05-06-2016

@Tim_S wrote:
I just called US Bank today to see if I was eligible for a PC from my Platinum Visa that I've had for 5 years, (still with a $300 limit). I was told I qualified to PC my Platinum to Cash Rewards Visa, (which I already have), Perks + or a Flex Select. Probably going with the Perks+

Thanks for the info. It's good to know that we're able to PC from Platinum Visa. It's been SD'ed for awhile for me.