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Well, hauling really got me thinking USAA.
I have been a member my whole life (military brat) and have my auto through them.
Recently moved homeowner over and opened checking/savings.
I wasn't sure about applying for credit since I have 4 EQ inquiries and 2 new accounts (NFCU $20k and Discover More $2k).
Well, said what the heck and applied for MC Cash Reward and was approved for $15,000.
So I got bold and said, why not and immediately applied for the AMEX:
You've been approved for a USAA Cash Rewards American Express® . Please review your summary and find out what happens next.
CL $15,000
I was hoping for the 7.75% APR, but 9.9% on both wasn't too bad and maybe I can request a rate reduction in a year.
THANKS HAULING!
It was 752 prior to applying, approval and $12,000 balance ($20k CL) on NFCU Plat CC (home improvement project) and app, approval and $700 balance ($2k CL) on Discover More.
Yep.
Fort Knox
Fort Hood
Germany
back to Fort Hood
Fort Sam Houston
DH was in last year of enlistment at wedding so got to spend a year at Fort Bliss.
Hauling - at what point would you guess I might first think about rate reduction request? I was approved at 9.9% on each and would love to move down to the 7.75% at some point.
Congrats!
I will be looking at USAA down the road.
Angel73 wrote:
Yep.
Fort Knox
Fort Hood
Germany
back to Fort Hood
Fort Sam Houston
DH was in last year of enlistment at wedding so got to spend a year at Fort Bliss.
Hauling - at what point would you guess I might first think about rate reduction request? I was approved at 9.9% on each and would love to move down to the 7.75% at some point.
I don't normally carry balances, and not for long when I do (usually no more than 3-6 months).
But I do like having the lowest APR's possible for the option as well as part of the "game" in addition to CL's. Nice CL's with great rates as a combination. Kind of like a poker hand....always looking for a better one.