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USAA Approved!

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ceejx
Established Contributor
‎07-04-2012 01:56 AM
‎07-04-2012 01:56 AM

USAA Approved!

After a big day today with a huge credit score jump (low 600s to 692), USAA approved me for a Visa Cash Rewards card with a $4,000 CL!!!! This is my first huge card and in April I was only approved for a Cap1 Platinum MC with a measley $300 limit!!! I'm suppose to be up in an hour for a 6 hour drive, and I haven't even been able to sleep yet!!

 

Prior to approval I had an EQ of 692, Cap 1 $300 CL (reported since April), with a $18 reported UTI... last derog was in 2006 and no other open accounts

 

UPDATE: For the record, I'm in Southern California and USAA pulled EQ and Chase pulled EX ... Chase wouldn't give me a score unfortunately... BofA I will know after midnight which CRA they pulled

Message 1 of 15
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14 REPLIES 14
RockinRay
Valued Contributor
‎07-04-2012 04:53 AM
‎07-04-2012 04:53 AM

Re: USAA Approved!

Congrats! USAA is a great bank to be with! Drive safe!

Ray

** Every Card has a Job, and Every Card does its Job **
Message 2 of 15
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FicoTron
Established Contributor
‎07-04-2012 05:37 AM
‎07-04-2012 05:37 AM

Re: USAA Approved!

Are you a full member?
EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Message 3 of 15
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CS800
Super Contributor
‎07-04-2012 06:33 AM
‎07-04-2012 06:33 AM

Re: USAA Approved!

Great institution to do business with..Congrats OP Smiley Happy




Message 4 of 15
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Repo-ed
Senior Contributor
‎07-04-2012 07:21 AM
‎07-04-2012 07:21 AM

Re: USAA Approved!

You're well on your way, now!  Treat them well, and they'll reciprocate

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 5 of 15
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injustifiiable
Valued Contributor
‎07-04-2012 08:20 AM
‎07-04-2012 08:20 AM

Re: USAA Approved!

So they pulled EQ? Cool...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 15
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Fresh101
Regular Contributor
‎07-04-2012 08:42 AM
‎07-04-2012 08:42 AM

Re: USAA Approved!

Are you a full member with them?

Starting: 547 +Score EX, 541 MyFico EQ,562 MyFico TU (Dec 2nd)

Current: 736 FCR "EX" (Nov. 5th), 668 MyFico "EQ" (Nov. 5th), 748 MyFico "TU" (Nov. 5th)

CC: BB&T $2,500 CL 3/2013, BarclayCard $3,000 CL 4/2013, WellsFargo $300 CL 7/2012 & Cap1 $451 CL 5/2012

Goal Score: 800's Rank
Message 7 of 15
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webhopper
Moderator Emeritus
‎07-04-2012 08:48 AM
‎07-04-2012 08:48 AM

Re: USAA Approved!

Congrats!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!
Message 8 of 15
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DaveSignal
Valued Contributor
‎07-04-2012 08:57 AM
‎07-04-2012 08:57 AM

Re: USAA Approved!

I am a big proponent of USAA as well. They gave me the cards I needed to quickly rebuild my credit.
EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 9 of 15
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LS2982
Mega Contributor
‎07-04-2012 09:22 AM
‎07-04-2012 09:22 AM

Re: USAA Approved!

CONGRATS!!


EQ FICO 548 3/3/16
Message 10 of 15
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