Credit Cards Center Credit cards from our partners
Posts: 6
Registered: ‎03-08-2009

USAA Backdoor Numbers

Does anyone know what the backdoor number is for USAA.  I am already a member and I am going to apply for the cards on Monday.  I am also going to refinance my truck with them.  Just want the number incase things dont go the way I hope.  Also thanks to you all for the great advice.  I am now addicted to the forum.
Established Contributor
Posts: 570
Registered: ‎03-29-2008

Re: USAA Backdoor Numbers

Hi bmiracle and welcome !


This forum can get addicting in a sense but if you use the info positively and have patience there is almost no way the results won't some improvement.


To my knowledge there is no backdoor number circulating for USAA. 


Your chances for approval are going to be based on an EQ score only with the high 600's being the consensus as the minimum.


USAA , through dicussions here, also seems to take into account how many products you use with them, i.e insurance,checking,savings,CD, as well as length of time as a member.


They will give instant approval online at times but if you don't recieve one don't be discouraged it's not an outright denial.


There CSR's are some of the best and they will gladly transfer you to the supervisor instead of a backdoor.


Unless someone else here knows of a backdoor but I have never seen one posted.


Good luck and remember , you've already been approved in a sense as a member so the battle is half over,


Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Posts: 6
Registered: ‎03-08-2009

Re: USAA Backdoor Numbers

Thanks jaxstraw for your reply.  I have only been with them 30 days and other than one guy who may have been new, I have never been treated nicer by CSR's ever.  In fact it was that service that made me move my auto, home insurance, checking and savings (ofcourse the fact that they beat everyone on price helped).  And yes even a CSR said the more products you have with them the easier it is to get what you want  Thats why I want to get my truck loan over there also.  My score is going to be in the mid to upper 600's (pulling scores on Monday before I call,  I paid my capitol one card off and waiting for it to report).  Anyway thanks again to everryone for the sound advice you can get on here.

These responses are not provided or commissioned by FICO. Responses have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.