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USAA CC monthly PIF not posting?

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Tropic
Established Member

USAA CC monthly PIF not posting?

I've have had a USAA CC for 4 months,

This month I wanted to start PIF twice a month ( 2nd PIF to have at zero before bill cut )

I paid in full on 3/28, Its now 4/4, Its not updating to the available balance, But on the bank staement it shows as paid. ( Bill is not dues till the 18th )

Did I goof up by paying that early? Usually the CC satement updates with in 2 or on the 3rd day.


Starting Score: 616
Current Score: 616
Goal Score: 720


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Message 1 of 8
7 REPLIES 7
Repo-ed
Senior Contributor

Re: USAA CC monthly PIF not posting?


@Tropic wrote:

I've have had a USAA CC for 4 months,

This month I wanted to start PIF twice a month ( 2nd PIF to have at zero before bill cut )

I paid in full on 3/28, Its now 4/4, Its not updating to the available balance, But on the bank staement it shows as paid. ( Bill is not dues till the 18th )

Did I goof up by paying that early? Usually the CC satement updates with in 2 or on the 3rd day.



What are the balances reporting across all CCs?

 

Are are wanting to show $0 across all CCs at due date or are you trying to show 9% util?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 2 of 8
Anonymous
Not applicable

Re: USAA CC monthly PIF not posting?

I've been on the phone with them for one thing or another several times this week, including our online credit card info which is also behind in updating.  I think they still haven't "sprung forward" yet! Smiley Wink  Hopefully, they will have their act together by Friday! 

Message 3 of 8
Tropic
Established Member

Re: USAA CC monthly PIF not posting?


@Repo-ed wrote:

@Tropic wrote:

I've have had a USAA CC for 4 months,

This month I wanted to start PIF twice a month ( 2nd PIF to have at zero before bill cut )

I paid in full on 3/28, Its now 4/4, Its not updating to the available balance, But on the bank statement it shows as paid. ( Bill is not dues till the 18th )

Did I goof up by paying that early? Usually the CC statement updates with in 2 or on the 3rd day.



What are the balances reporting across all CCs?

 

Are are wanting to show $0 across all CCs at due date or are you trying to show 9% util?


Try to show $0  on the  USAA CC at due date,

Forgot to add this is their secure card.

Hope I did right.

 

@discernment

 

Oh ! So they may just be lagging a bit?


Starting Score: 616
Current Score: 616
Goal Score: 720


Take the FICO Fitness Challenge
Message 4 of 8
Anonymous
Not applicable

Re: USAA CC monthly PIF not posting?


@Tropic wrote:
@discernment

 

Oh ! So they may just be lagging a bit?



That's what they told me with regards to our secured Amex credit card account.

Message 5 of 8
Tropic
Established Member

Re: USAA CC monthly PIF not posting?

Thank you,

Guess I'm getting to anxious lol

 


Starting Score: 616
Current Score: 616
Goal Score: 720


Take the FICO Fitness Challenge
Message 6 of 8
Tropic
Established Member

Re: USAA CC monthly PIF not posting?


@Anonymous wrote:

@Tropic wrote:
@discernment

 

Oh ! So they may just be lagging a bit?



That's what they told me with regards to our secured Amex credit card account.


discernment,

UPDATE:

I called them this morning ( USAA ) She said it doesn't happen often not updating for seven days, It will show by morning,

Thanks again.


Starting Score: 616
Current Score: 616
Goal Score: 720


Take the FICO Fitness Challenge
Message 7 of 8
Anonymous
Not applicable

Re: USAA CC monthly PIF not posting?

Ours hasn't updated yet either but, its not Friday yet and, when I contacted them, they did say Friday. Smiley Wink 

 

They'd better get their act together!!!

Message 8 of 8
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