03-09-2010 07:19 PM
03-16-2010 08:50 AM
What is your APR? I got my card yesterday and am disappointed. When I was approved, the CSR told me the APR was 11.something plus prime, which would be 15.something. When the card arrived, the APR is 18.99%.
I guess it's just another sock drawer liner.
03-16-2010 09:24 AM
Still have not recd my debit card for banking accounts and still havent recd my Mastercard. My USAA account online now shows 16.99 % APR for the MC. I DONT CARE ABOUT THE APR because I am completely CC debt free now (0% util) and I am staying that way. I will use the card for Saturday Starbucks only. BTW,,, I love this forum.
03-16-2010 10:05 AM - edited 03-16-2010 10:06 AM
Oops- I see now. I opened mine the same day as you (for DH and I) and recieved both debit cards in the mail yesterday. It should be there soon. If not, you might check in with them if you don't get it soon.
03-16-2010 03:33 PM
Debit card arrived today. CASH BACK debit card ? This is even better than I thougt.
Yep, 1/2% isn't a lot, but it's more than the 0% typical of debit cards. I sometimes use my debit card if I want cash back or something, and it's nice to know that I'm getting a rewards morsel in the process. (The cash back is only on the purchase, of course.)
I used to think that my USAA CC's were pretty weenie in the rewards department, but now that nearly everyone else has also dropped to 1%, I'm using them more and more.
03-18-2010 05:07 PM
does anyone knows who does USAA CC pull from in california?
03-18-2010 05:10 PM
Should be Equifax, wherever you are.
They softed me once, just once, on Experian. But everything else, hard and soft, has been EQ.
03-18-2010 10:19 PM
how do you join if im not in the military?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.