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USAA CL

Regular Contributor

USAA CL

I got approved for USAA MC $ 15k CL on Tuesday, 1/12.  By today, 1/14 it was already on my Equifax as available credit $ 15k , 0 balance.  It took my utilization down from 34% to 27%.  Actually, my util would have been closer to 67% because my Cap one balance $ 4k reported on the same day the USAA CL reported.  If USAA had not made it on there, my utilization would have gone from 34% to 67%.  Instead it went down to 27%.  My score did not change.

 

EQ- 753, TU- 733, EX?

 

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Senior Contributor

Re: USAA CL

congrats!  nice CL, do you have full or limited membership?
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
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