Regular Contributor
Posts: 123
Registered: ‎10-05-2007


I got approved for USAA MC $ 15k CL on Tuesday, 1/12.  By today, 1/14 it was already on my Equifax as available credit $ 15k , 0 balance.  It took my utilization down from 34% to 27%.  Actually, my util would have been closer to 67% because my Cap one balance $ 4k reported on the same day the USAA CL reported.  If USAA had not made it on there, my utilization would have gone from 34% to 67%.  Instead it went down to 27%.  My score did not change.


EQ- 753, TU- 733, EX?


Senior Contributor
Posts: 3,595
Registered: ‎01-10-2008


congrats!  nice CL, do you have full or limited membership?
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)

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