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Earlier this year I applied for and was denied a credit card with USAA. I currently have Eq 642, TU 666 and Exp 666. Any thoughts on my odds? I went for years without using any credit cards after closing all of them in 2008 so all of my cards have been opened in the past 14 months which might be a concern for them.
@Anonymous wrote:I went for years without using any credit cards after closing all of them in 2008 so all of my cards have been opened in the past 14 months which might be a concern for them.
Your profile and that activity is probably a concern for most creditors. With your credit profile you'll need to wait it out. Rebuilding is a long, slow process so set reasonable expectations.
@takeshi74 wrote:
@Anonymous wrote:I went for years without using any credit cards after closing all of them in 2008 so all of my cards have been opened in the past 14 months which might be a concern for them.
Your profile and that activity is probably a concern for most creditors. With your credit profile you'll need to wait it out. Rebuilding is a long, slow process so set reasonable expectations.
Thanks, that is what I am thinking also.