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05-14-2013 08:49 PM
There is really no definitive answer. It really depends on your overall credit file which includes any recent inquiries, recently established accounts, AAoA, utilization, etc. Some folks can see a bump in a few months, others can take anywhere from 6 months or longer... it really varies. If you recently gained some new accounts, the best suggested strategy is to let those age with positive history (6-12 months on average).
05-14-2013 08:53 PM - edited 05-14-2013 08:57 PM
@Dave, I think it depends on your membership status. Full members can probably get approved for their cards with a sub-700 score but I think it is a bit harder for partial members.
Ok, didn't know that. I am a full member. I don't remember my EQ score at time of application, but i think it was 680 when I was approved late 2011.
05-14-2013 09:17 PM
05-14-2013 09:30 PM
05-15-2013 08:50 AM
05-16-2013 07:41 AM
They pulled EQ for me and I believe my score was somewhere in high 6's. I wasn't a member but my report was clean. I got both MC & Amex then signed up for checking & savings. Love them. (Strange that their credit monitoring is through EX but they pull EQ.)
05-16-2013 12:03 PM
I got approved 2 days agofor 1k with credit score 607 and it is HP for me . Good Luck!
05-31-2013 02:45 PM - edited 05-31-2013 02:46 PM
What card did you get approved for? Also, if you don't mind me asking, what does your credit file look like? Any lates, or collections? I'm sitting at 618 right now. I am a full member and was considering applying for the USAA AMEX Rewards. I'm just waiting for a collection to get pulled off my account. I got the letter from the CA but of course they claim it can take up to 30 days for it to come off. I am hoping to see a few points jump once it comes off.
05-31-2013 03:15 PM
Pulled EQ for me in Texas. Approved for 6K.
05-31-2013 04:02 PM