@MountainHiker wrote:
I'm curious to know what has been the experience in having a USAA credit card as a non-member(partial member) yet not being able to buy insurance or other services.Have you been treated well or has the service been second tier? I ask that question because I can not join USAA with full membership, but I can app for their credit cards which makes me wonder if that situation is problematic.Would a partial member be treated with the same level of importance? Are the interest rates much much higher? Is getting approvals more difficult for non-members?
There is a difference, but since I have never been a partial member, I can't say if the way you are treated by the customer service representatives is any different. I would think that, basically, it isn't.
There can be, however, a difference in approval criteria, APRs and even credit limits.
I'd still recommend joining. They are a great bank.
