Frequent Contributor
Posts: 420
Registered: ‎02-29-2008

Re: USAA Credit card question

My credit score is pretty low;however, my husband is a vet so I asked if he would sign up for USAA.  Well, I wanted a AMEX secured, but for wanted the MC.  I received a secured card with the CD!  It's my first secured card.  I am saving up to apply for the Secured AMEX with $1500.00.  This is a great start in the right direction. 

Starting Score: 555/567/570
Current Score: 589(TU)/571 (EX)/573(EQ)
Goal Score: 680-700

Take the myFICO Fitness Challenge Gardening Until 9/1/2015
Posts: 97
Registered: ‎10-03-2012

Re: USAA Credit card question

[ Edited ]

I have a secured CC with them and Friday applied for an unsecured line and was given a 5500 CL with a 670 EQ with 3 INQs on my EQ file.  I believe the 2 years of having their secured product with perfect payment history helped a lot and later this month I will receive my deposit back plus interest Smiley Happy


So yes, their product is great! Helped me so much

Established Contributor
Posts: 761
Registered: ‎10-16-2007

Re: USAA Credit card question


NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,



Chase Star Card
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.