Frequent Contributor
Posts: 340
Registered: ‎02-29-2008

Re: USAA Credit card question

My credit score is pretty low;however, my husband is a vet so I asked if he would sign up for USAA.  Well, I wanted a AMEX secured, but for wanted the MC.  I received a secured card with the CD!  It's my first secured card.  I am saving up to apply for the Secured AMEX with $1500.00.  This is a great start in the right direction. 

Current FICO scores: Mid 500's (5/27/14)
Current FICO score: 590 (10/27/14
Cap One: QuickSilver ($750), Journey($500), CapOne ($500) Secured USSA-AMEX ($550), Secured Discover IT ($200), Target ($500), Merrick Bank ($600), Fingerhut ($660)
Subprime: First Premier x2, Emblem Bank, Merrick Bank
Posts: 97
Registered: ‎10-03-2012

Re: USAA Credit card question

[ Edited ]

I have a secured CC with them and Friday applied for an unsecured line and was given a 5500 CL with a 670 EQ with 3 INQs on my EQ file.  I believe the 2 years of having their secured product with perfect payment history helped a lot and later this month I will receive my deposit back plus interest :smileyhappy:


So yes, their product is great! Helped me so much

Established Contributor
Posts: 761
Registered: ‎10-16-2007

Re: USAA Credit card question


NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,



Chase Star Card

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.