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Established Contributor
Posts: 531
Registered: ‎02-29-2008
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Re: USAA Credit card question

My credit score is pretty low;however, my husband is a vet so I asked if he would sign up for USAA.  Well, I wanted a AMEX secured, but for wanted the MC.  I received a secured card with the CD!  It's my first secured card.  I am saving up to apply for the Secured AMEX with $1500.00.  This is a great start in the right direction. 

Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
Posts: 97
Registered: ‎10-03-2012
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Re: USAA Credit card question

[ Edited ]

I have a secured CC with them and Friday applied for an unsecured line and was given a 5500 CL with a 670 EQ with 3 INQs on my EQ file.  I believe the 2 years of having their secured product with perfect payment history helped a lot and later this month I will receive my deposit back plus interest Smiley Happy


So yes, their product is great! Helped me so much

Established Contributor
Posts: 761
Registered: ‎10-16-2007
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Re: USAA Credit card question


NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,



Chase Star Card

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