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Regular Contributor
MonkeyBelly
Posts: 136
Registered: ‎03-06-2013
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Maybe I should restate my question.


Question: What other EX-pulling credit cards would MyFico credit card board users recommend I app for? My EX is clean. I would like to add another positive TL to my reports with all 3 CRAs as I work to clean up the negatives on EQ and TU. I would most likely not be approved for a prime card at this point that pulls EQ or TU.

 

Background: I was approved for BCP this morning. I am guessing that if I want more cards (and I do), I should app soon before AmEx starts reporting a new TL on my account? However, I don't have the expertise that many of you seem to have to know what my ideal timeframe would be to app for another card -- or if it matters.


What I am looking for: Opinions on good cards to add that will pull from EX, include AUs, and opinions on what card benefits / features would round out what I currently have (BCP, Citi black diamond -- which offers virtually no benefits).

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

[ Edited ]
Oh, sorry not enough coffee! Chase Freedom. It has a nice cash back/ reward feature ( UR Mall is nice) plus 5% rotating bonus categories. If you traveled I would also recommend their CSP.

Edit: No AF and 15 mo 0% APR
Regular Contributor
MonkeyBelly
Posts: 136
Registered: ‎03-06-2013
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Thanks 09Lexie. That looks like the right card for me - and the website shows me as prequalifed! I really appreciate your patience with my request. 

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Np! Good luck. Chase has the easiest recon also. When you get approved and are not happy with CL you can ask for a recon. It might result in another Hp and no guarantee it will be on the same CB
Regular Contributor
MonkeyBelly
Posts: 136
Registered: ‎03-06-2013
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Aaaaand, approved! 

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: USAA EX FAKO 763, one approval today. What else to go for?


MonkeyBelly wrote:

Aaaaand, approved! 


How much did they approve for?

 

I would go over to Citi now and hit the luv button if you have had it a bit and see if you can get a CLI on SP.... then if it's auto, call up and ask to PC into a reward card!

or else hit them up while you are applying and get one of their newer better reward cards, they love giving multiple cards to people.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Regular Contributor
MonkeyBelly
Posts: 136
Registered: ‎03-06-2013
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Approved for $7,000, creditaddict. Wow, wow, wow. I have almost tripled my limits today. I will try for some citi luv...

Starting myFICOs 2013
TU:664 March --> 726 May 25
EQ: 687 on March 6 --> 772 May 25
USAA EX (FAKO): 701 March 27 --> 768 May 26
Original goal (720+ across the board) achieved!
Moderator
09Lexie
Posts: 26,593
Registered: ‎09-13-2012
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

You will luv your Freedom cc! Which Citi are you going for? TYP, Simplicity, Dividend?
Valued Contributor
ezdoesit
Posts: 1,053
Registered: ‎03-16-2013
0

Re: USAA EX FAKO 763, one approval today. What else to go for?

Don't forget the 61 day 3x CLI for your Amex BCP.   Congrats.


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