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Got approved instantly for USAA Platinum Visa---$11k CL!! That is higher than ALL of my other accts. combined and then some. I was originally going to go for the Duck card but felt for sure I would strike out so I opted for this (USAA) b/c at least I'm a member. Joined a month ago. Okay-lead me back to the garden (until sometimes next year).
@Credit-hoarder wrote:Got approved instantly for USAA Platinum Visa---$11k CL!! That is higher than ALL of my other accts. combined and then some. I was originally going to go for the Duck card but felt for sure I would strike out so I opted for this (USAA) b/c at least I'm a member. Joined a month ago. Okay-lead me back to the garden (until sometimes next year).
WTG congrats
Now get to planting Lol
That's a great addition to your wallet. Congrats!
Happy Gardening!
Thanks myjourney and chewchowlady. I absolutely was NOT expecting a 5 figure approval-thank goodness I was already sitting down-LOL. That CL makes me set for for a LONG time. The next things I might work on are SP CLI's for some of my other existing cards incl. Discover IT and a possible upgrade from Macy's to Macy's Amex. But NO MORE HP's and new apps for a long time.
Congratulations OP! Very nice limit!
When I last looked recently: EX fico 669, EQ fico 699, TU fico 704--8 newly opened TL's ranging from 1 to 2 mos. old--approx 5% util currently, one paid CO at least 3 yrs old and a few paid public records (HOA related) .ranging from 2 to 6 years old but no lates on any accts for the last 7 years at least. . Not a stellar CR by all means, but slowly improving.
@Credit-hoarder wrote:When I last looked recently: EX fico 669, EQ fico 699, TU fico 704--8 newly opened TL's ranging from 1 to 2 mos. old--approx 5% util currently, one paid CO at least 3 yrs old and a few paid public records (HOA related) .ranging from 2 to 6 years old but no lates on any accts for the last 7 years at least. . Not a stellar CR by all means, but slowly improving.
Thanks for these stats! I haven't checked my EQ since July but it was 734 then. My UTL has gone up a bit since then too. Def have USAA on my radar. I've been so happy with them since becoming a member. Are you a full or limited member?
Edit: And YAY! for improving. That is what I have been doing for years and it's so worth it.