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Established Contributor
Credit-hoarder
Posts: 546
Registered: ‎08-30-2013
0

USAA...Hopped The Garden Fence-And.....

Got approved instantly for USAA Platinum Visa---$11k CL!! That is higher than ALL of my other accts. combined and then some. I was originally going to go for the Duck card but felt for sure I would strike out so I opted for this (USAA) b/c at least I'm a member. Joined a month ago. Okay-lead me back to the garden (until sometimes next year).

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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: USAA...Hopped The Garden Fence-And.....


Credit-hoarder wrote:

Got approved instantly for USAA Platinum Visa---$11k CL!! That is higher than ALL of my other accts. combined and then some. I was originally going to go for the Duck card but felt for sure I would strike out so I opted for this (USAA) b/c at least I'm a member. Joined a month ago. Okay-lead me back to the garden (until sometimes next year).


WTG congrats 

Now get to planting Lol

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Valued Member
chewchowlady
Posts: 25
Registered: ‎10-12-2013
0

Re: USAA...Hopped The Garden Fence-And.....

That's a great addition to your wallet. Congrats!

 

Happy Gardening!

 

 

Seedling:

Discover It 5.5K / OCCU Duck 5K / Sportman's Guide Visa 5K / Walmart Discover 4.2K / Citi AA Amex 3.5K / Chase Freedom 2K / Cap1 Quick Silver 2K / BOA Cash 2K / Amex BCE 1K - Too many store cards to list!

Garden since 11/14/2013 - No need to apply for any new credit until closing on my home! (Summer 2015)
Established Contributor
Credit-hoarder
Posts: 546
Registered: ‎08-30-2013
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Re: USAA...Hopped The Garden Fence-And.....

Thanks myjourney and chewchowlady. I absolutely was NOT expecting a 5 figure approval-thank goodness I was already sitting down-LOL. That CL makes me set for  for a LONG time.  The next things I might work on are SP CLI's for some of my other existing cards incl. Discover IT and a possible upgrade from Macy's to Macy's Amex. But NO MORE HP's and new apps for a long time.

Valued Contributor
DigitalArk
Posts: 1,241
Registered: ‎07-07-2013
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Re: USAA...Hopped The Garden Fence-And.....

Congrats! I love USAA. :smileywink:

Established Contributor
DiabolicallyRandom
Posts: 775
Registered: ‎03-09-2013
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Re: USAA...Hopped The Garden Fence-And.....

Congrats Credit-hoarder! I don't think anyone can argue about your choice in cards with an $11,000 approval.
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
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Re: USAA...Hopped The Garden Fence-And.....

Congratulations OP! Very nice limit!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
lhcole77
Posts: 1,471
Registered: ‎09-18-2012
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Re: USAA...Hopped The Garden Fence-And.....

Congrats!!!! Care to share your stats at time of app?
Established Contributor
Credit-hoarder
Posts: 546
Registered: ‎08-30-2013
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Re: USAA...Hopped The Garden Fence-And.....

When I last looked recently: EX fico 669, EQ fico 699, TU fico 704--8 newly opened TL's ranging from 1 to 2 mos. old--approx 5% util currently, one paid CO at least 3 yrs old and a few paid public records (HOA related) .ranging from 2 to 6 years old but no lates on any accts for the last 7 years at least. . Not a stellar CR by all means, but slowly improving.

Valued Contributor
lhcole77
Posts: 1,471
Registered: ‎09-18-2012
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Re: USAA...Hopped The Garden Fence-And.....

[ Edited ]

Credit-hoarder wrote:

When I last looked recently: EX fico 669, EQ fico 699, TU fico 704--8 newly opened TL's ranging from 1 to 2 mos. old--approx 5% util currently, one paid CO at least 3 yrs old and a few paid public records (HOA related) .ranging from 2 to 6 years old but no lates on any accts for the last 7 years at least. . Not a stellar CR by all means, but slowly improving.


Thanks for these stats! I haven't checked my EQ since July but it was 734 then. My UTL has gone up a bit since then too. Def have USAA on my radar. I've been so happy with them since becoming a member. Are you a full or limited member?

 

Edit: And YAY! for improving. That is what I have been doing for years and it's so worth it.


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