Re: USAA... I want to cry!

kroberts67 · ‎03-24-2013

@HeilFico wrote:
I'm a full member with USAA. They pull Equifax for everything. Congrats!!!

Thanks! Yep, they pulled EQ. How are their CLI? Are they automatic and how often?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

kroberts67 · ‎03-25-2013

UPDATE: They approved the World Rewards Amex also! They took awhile for this one so I thought I was only getting the MC but then this morning I got a call from USAA security asking if it was me who applied for the cards. I said yes, I appreciated the call to ask. She said thank you and within minutes I had another new card email!

I also opened a checking/savings with them last night. I've read so many good things about them I went all in.

Yippee!! All I'm waiting for is the answer to my Cap 1 CLI and I'm in the garden for one year or until Chase qualifies me. I can't wait to see what my UT looks like!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

john398 · ‎03-25-2013

Thats awesome, do they pull EQ?

Opps just saw your reply what was your UTIL on other cards and are you a full member at usaa?

kroberts67 · ‎03-25-2013

Yes, they pulled only EQ.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

SteveUrkel · ‎03-25-2013

+1

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500

kroberts67 · ‎03-25-2013

@john398 wrote:
Thats awesome, do they pull EQ?

Opps just saw your reply what was your UTIL on other cards and are you a full member at usaa?

The day they pulled my FICO was 668 but UT I'm not exactly sure as there have been big payments showing up daily. It was still somewhere in between 40-50% UT which added to my surprise. I applied not thinking I would get it.

Not a full member but signed up for banking there now.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

Vwaller72 · ‎03-25-2013

How do you become a full member? I see people mention it but I'm not sure exactly what that means.

Current scores EX: 678 (lender pull), MyFICO TU: 696 & EQ: 664

kroberts67 · ‎03-25-2013

@Vwaller72 wrote:
How do you become a full member? I see people mention it but I'm not sure exactly what that means.

I believe to be a full member means you are military or a close relative is military. Full members get extra benefits.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

09Lexie · ‎03-25-2013

So, you don't have to open a checking/savings account for their cc? I know that sounds like a stupid question - I just keep getting them confused with CU's. 😒

Closing Credit Cards

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Vwaller72 · ‎03-25-2013

I'm a veteran but not currently active military. I wonder if I can be a full member? I registered on the site but it didn't say anything about if I was a partial or full member. It did ask about my military status.

Current scores EX: 678 (lender pull), MyFICO TU: 696 & EQ: 664

USAA... I want to cry!

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