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USAA... I want to cry!

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kroberts67
Established Contributor

USAA... I want to cry!

So I've been waiting for the 7 to 10 days letter from USAA thinking what did I do...  wasted a HP on a whim.  Instead just now I got an email about "my new card" and logged in to read "Congratulations!", and a $4k line on a USAA Rewards Plat MC, my biggest credit line!  I got teary when I saw that, expecting $150 or the like...  I know I've made huge progress and deserve it but didn't expect it.

 

I feel indebted to you all.  Thanks to all the other myFICO board addicts and helpful people here!!  I'm off to faint.  Smiley Happy

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 1 of 36
35 REPLIES 35
webhopper
Moderator Emeritus

Re: USAA... I want to cry!

Congrats on the new card Smiley Happy
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 36
ElCamino
Contributor

Re: USAA... I want to cry!

Congrats!



Amex BCE: $16.5k, Discover It: $5k, Chase Freedom Visa: $10k, Fidelity Amex: $7.5k, PenFed Cash Rewards Visa: $3.5k, CapOne Union Plus MC: $4.5k, Barclays Upromise MC: $5k, BoA Cash Rewards 123 MC: $1.5k
Message 3 of 36
snowkitty
Established Contributor

Re: USAA... I want to cry!

Congrats!! Cat Very Happy

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 4 of 36
danielodonoll
New Contributor

Re: USAA... I want to cry!

Congatulation Kroberts u have earned it

Thats a great Starting credit limitSmiley Happy

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 5 of 36
09Lexie
Moderator Emerita

Re: USAA... I want to cry!

Message 6 of 36
MountainHiker
Established Contributor

Re: USAA... I want to cry!


@kroberts67 wrote:

So I've been waiting for the 7 to 10 days letter from USAA thinking what did I do...  wasted a HP on a whim.  Instead just now I got an email about "my new card" and logged in to read "Congratulations!", and a $4k line on a USAA Rewards Plat MC, my biggest credit line!  I got teary when I saw that, expecting $150 or the like...  I know I've made huge progress and deserve it but didn't expect it.

 

I feel indebted to you all.  Thanks to all the other myFICO board addicts and helpful people here!!  I'm off to faint.  Smiley Happy


Congrats on a well deserved accomplishment. Can I ask a few particulars?  Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

 

Thanks!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 7 of 36
ChesterPDexter
Established Contributor

Re: USAA... I want to cry!

Nice!  Enjoy your new highfalutin' status. Smiley Wink

 

Seriously, it's great to get in good with USAA that way.   You should be proud, and you worked for it, too!

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Message 8 of 36
Supawest
Valued Member

Re: USAA... I want to cry!

Congrats!!  I know that exact feeling TRUST me. Smiley Wink


Starting score 656 EQ (Nov'12 Lender Pull)Current Score: EX 770 EQ 771 TU 780
Goal Score: 820 across

Message 9 of 36
youngandcreditwrthy
Senior Contributor

Re: USAA... I want to cry!

Congrats! I know the feeling too! Took me 5 years to get an Amex! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 36
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