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USAA... I want to cry!

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kroberts67
Established Contributor

Re: USAA... I want to cry!


@MountainHiker wrote:

Congrats on a well deserved accomplishment. Can I ask a few particulars?  Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

 

Thanks!


MountainHiker:

I had gone onto their site to find out more about them, and type in my info but stopped when they asked for my SS#.  Since then they've sent me emails about their products but no I'm not a full member.  I've read more on their cards etc here and decided to apply for the rewards card.  I applied yesterday around 4pm and got a message saying to check my email for a response within 2 hours.  Then nothing all night.  This morning I received an email about "my new card"...  there was never a phone call, they haven't asked me to show anything (I entered my salary when I applied), and I have no other accounts with them.  I'm not even sure yet which report they pulled, or if it's all of them.  My TU has a tax lien and one old small collections, my EQ is the best, no tax lien and just one old very small collection.  No recent baddies, EX has 5 old collection accts I'm dealing with either deleting or paying but they do still show and the tax lien.  Sheesh, I couldn't get a Walmart card the day before!  I'm very grateful!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 11 of 36
zerobacan
Established Contributor

Re: USAA... I want to cry!

Walmart pulls TU for sure, maybe they pull eq and u got lucky.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 12 of 36
kroberts67
Established Contributor

Re: USAA... I want to cry!

That's what I'm thinking.  Although my EX shot up 40 points overnight last night but it still is the one I'm cleaning up.  Thanks everyone, I'll update what report they pulled when I find out.  

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 13 of 36
TrishN
Established Contributor

Re: USAA... I want to cry!

congrats . i love USAA . i got 2 card with them

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Message 14 of 36
Ron1
Super Contributor

Re: USAA... I want to cry!

Congrats!!! Smiley Happy

Ron.
Message 15 of 36
WarJar101
Frequent Contributor

Re: USAA... I want to cry!

I might app for them in six months, just for the decent limits they give out. Congratulations and keep up the good work, and don't your shed a tear.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Message 16 of 36
VirtualCuriosity
Established Contributor

Re: USAA... I want to cry!

NICE!!!


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 17 of 36
Epcot
Valued Contributor

Re: USAA... I want to cry!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 18 of 36
kroberts67
Established Contributor

Re: USAA... I want to cry!


@zerobacan wrote:
Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Oh BTW, Walmart pulled both TU and EX...  that's where that went wrong.  :/

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 19 of 36
HeilFico
Regular Contributor

Re: USAA... I want to cry!

I'm a full member with USAA. They pull Equifax for everything. Congrats!!! Smiley Happy

Message 20 of 36
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