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Member
Posts: 900
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


MountainHiker wrote:

Congrats on a well deserved accomplishment. Can I ask a few particulars?  Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

 

Thanks!


MountainHiker:

I had gone onto their site to find out more about them, and type in my info but stopped when they asked for my SS#.  Since then they've sent me emails about their products but no I'm not a full member.  I've read more on their cards etc here and decided to apply for the rewards card.  I applied yesterday around 4pm and got a message saying to check my email for a response within 2 hours.  Then nothing all night.  This morning I received an email about "my new card"...  there was never a phone call, they haven't asked me to show anything (I entered my salary when I applied), and I have no other accounts with them.  I'm not even sure yet which report they pulled, or if it's all of them.  My TU has a tax lien and one old small collections, my EQ is the best, no tax lien and just one old very small collection.  No recent baddies, EX has 5 old collection accts I'm dealing with either deleting or paying but they do still show and the tax lien.  Sheesh, I couldn't get a Walmart card the day before!  I'm very grateful!

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $11.5k, USBank Cash+ $7.5k, Citi Diamond $6.5k, Citi Double Cash $2.2k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: USAA... I want to cry!

Walmart pulls TU for sure, maybe they pull eq and u got lucky.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Member
Posts: 900
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!

That's what I'm thinking.  Although my EX shot up 40 points overnight last night but it still is the one I'm cleaning up.  Thanks everyone, I'll update what report they pulled when I find out.  

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $11.5k, USBank Cash+ $7.5k, Citi Diamond $6.5k, Citi Double Cash $2.2k, Care Credit $13.5k.

My Credit Repair Journey
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: USAA... I want to cry!

congrats . i love USAA . i got 2 card with them

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Super Contributor
Posts: 8,180
Registered: ‎05-23-2009
0

Re: USAA... I want to cry!

Congrats!!! Smiley Happy

Ron.
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: USAA... I want to cry!

I might app for them in six months, just for the decent limits they give out. Congratulations and keep up the good work, and don't your shed a tear.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Established Contributor
Posts: 888
Registered: ‎09-10-2010
0

Re: USAA... I want to cry!

NICE!!!


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: USAA... I want to cry!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Member
Posts: 900
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


zerobacan wrote:
Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Oh BTW, Walmart pulled both TU and EX...  that's where that went wrong.  :/

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $11.5k, USBank Cash+ $7.5k, Citi Diamond $6.5k, Citi Double Cash $2.2k, Care Credit $13.5k.

My Credit Repair Journey
Regular Contributor
Posts: 240
Registered: ‎02-03-2013
0

Re: USAA... I want to cry!

I'm a full member with USAA. They pull Equifax for everything. Congrats!!! Smiley Happy

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