Reply
Established Contributor
Posts: 847
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


MountainHiker wrote:

Congrats on a well deserved accomplishment. Can I ask a few particulars?  Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

 

Thanks!


MountainHiker:

I had gone onto their site to find out more about them, and type in my info but stopped when they asked for my SS#.  Since then they've sent me emails about their products but no I'm not a full member.  I've read more on their cards etc here and decided to apply for the rewards card.  I applied yesterday around 4pm and got a message saying to check my email for a response within 2 hours.  Then nothing all night.  This morning I received an email about "my new card"...  there was never a phone call, they haven't asked me to show anything (I entered my salary when I applied), and I have no other accounts with them.  I'm not even sure yet which report they pulled, or if it's all of them.  My TU has a tax lien and one old small collections, my EQ is the best, no tax lien and just one old very small collection.  No recent baddies, EX has 5 old collection accts I'm dealing with either deleting or paying but they do still show and the tax lien.  Sheesh, I couldn't get a Walmart card the day before!  I'm very grateful!



FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $9k.

My Credit Repair Journey
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: USAA... I want to cry!

Walmart pulls TU for sure, maybe they pull eq and u got lucky.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Contributor
Posts: 847
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!

That's what I'm thinking.  Although my EX shot up 40 points overnight last night but it still is the one I'm cleaning up.  Thanks everyone, I'll update what report they pulled when I find out.  



FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $9k.

My Credit Repair Journey
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: USAA... I want to cry!

congrats . i love USAA . i got 2 card with them

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Super Contributor
Posts: 5,708
Registered: ‎05-23-2009
0

Re: USAA... I want to cry!

Congrats!!! :smileyhappy:

Ron.
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: USAA... I want to cry!

I might app for them in six months, just for the decent limits they give out. Congratulations and keep up the good work, and don't your shed a tear.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Established Contributor
Posts: 885
Registered: ‎09-10-2010
0

Re: USAA... I want to cry!

NICE!!!


TU712, EQ 742 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 11-21-14































Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: USAA... I want to cry!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 847
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


zerobacan wrote:
Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Oh BTW, Walmart pulled both TU and EX...  that's where that went wrong.  :/



FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $9k.

My Credit Repair Journey
Regular Contributor
Posts: 240
Registered: ‎02-03-2013
0

Re: USAA... I want to cry!

I'm a full member with USAA. They pull Equifax for everything. Congrats!!! :smileyhappy:

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.