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Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


MountainHiker wrote:

Congrats on a well deserved accomplishment. Can I ask a few particulars?  Do you have any baddies on your credit? What did USAA ask for ie proof of address, pay stubs,did you have to open up a saving/checking to get their credit card, are you a full member?

 

Thanks!


MountainHiker:

I had gone onto their site to find out more about them, and type in my info but stopped when they asked for my SS#.  Since then they've sent me emails about their products but no I'm not a full member.  I've read more on their cards etc here and decided to apply for the rewards card.  I applied yesterday around 4pm and got a message saying to check my email for a response within 2 hours.  Then nothing all night.  This morning I received an email about "my new card"...  there was never a phone call, they haven't asked me to show anything (I entered my salary when I applied), and I have no other accounts with them.  I'm not even sure yet which report they pulled, or if it's all of them.  My TU has a tax lien and one old small collections, my EQ is the best, no tax lien and just one old very small collection.  No recent baddies, EX has 5 old collection accts I'm dealing with either deleting or paying but they do still show and the tax lien.  Sheesh, I couldn't get a Walmart card the day before!  I'm very grateful!



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
0

Re: USAA... I want to cry!

Walmart pulls TU for sure, maybe they pull eq and u got lucky.
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!

That's what I'm thinking.  Although my EX shot up 40 points overnight last night but it still is the one I'm cleaning up.  Thanks everyone, I'll update what report they pulled when I find out.  



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Established Contributor
TrishN
Posts: 505
Registered: ‎11-05-2012
0

Re: USAA... I want to cry!

congrats . i love USAA . i got 2 card with them

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Super Contributor
Ron1
Posts: 5,462
Registered: ‎05-23-2009
0

Re: USAA... I want to cry!

Congrats!!! :smileyhappy:

Ron.
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
0

Re: USAA... I want to cry!

I might app for them in six months, just for the decent limits they give out. Congratulations and keep up the good work, and don't your shed a tear.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Established Contributor
VirtualCuriosity
Posts: 814
Registered: ‎09-10-2010
0

Re: USAA... I want to cry!

NICE!!!


TU711, EQ 731 , EX 706 (As of 12/13/14) - Personal Goal = 760

UTL 0-3% at any given time

Gardening since 11-21-14































Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: USAA... I want to cry!

That's great, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
kroberts67
Posts: 833
Registered: ‎03-04-2013
0

Re: USAA... I want to cry!


zerobacan wrote:
Walmart pulls TU for sure, maybe they pull eq and u got lucky.

Oh BTW, Walmart pulled both TU and EX...  that's where that went wrong.  :/



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Regular Contributor
HeilFico
Posts: 237
Registered: ‎02-03-2013
0

Re: USAA... I want to cry!

I'm a full member with USAA. They pull Equifax for everything. Congrats!!! :smileyhappy:


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