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Established Contributor
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Registered: ‎03-04-2013
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Re: USAA... I want to cry!


HeilFico wrote:

I'm a full member with USAA. They pull Equifax for everything. Congrats!!! :smileyhappy:


Thanks!  Yep, they pulled EQ.  How are their CLI?  Are they automatic and how often?

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
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Re: USAA... I want to cry!

UPDATE:  They approved the World Rewards Amex also!  They took awhile for this one so I thought I was only getting the MC but then this morning I got a call from USAA security asking if it was me who applied for the cards.  I said yes, I appreciated the call to ask.  She said thank you and within minutes I had another new card email!  

 

I also opened a checking/savings with them last night.  I've read so many good things about them I went all in.

 

Yippee!!  All I'm waiting for is the answer to my Cap 1 CLI and I'm in the garden for one year or until Chase qualifies me.  I can't wait to see what my UT looks like! :smileyvery-happy: 

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: USAA... I want to cry!

[ Edited ]

Thats awesome, do they pull EQ?

 

Opps just saw your reply what was your UTIL on other cards and are you a full member at usaa?

Established Contributor
Posts: 863
Registered: ‎03-04-2013
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Re: USAA... I want to cry!

Yes, they pulled only EQ.

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Frequent Contributor
Posts: 283
Registered: ‎03-19-2013
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Re: USAA... I want to cry!

+1

*21 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Wells Fargo Cash Back College Card - $1,900 II Paypal Extras Mastercard - $5,600 II American Eagle VISA - $3300 II Best Buy Mastercard - $3,000 II Kay Jewelers - $7,600

Established Contributor
Posts: 863
Registered: ‎03-04-2013
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Re: USAA... I want to cry!

[ Edited ]

john398 wrote:

Thats awesome, do they pull EQ?

 

Opps just saw your reply what was your UTIL on other cards and are you a full member at usaa?


The day they pulled my FICO was 668 but UT I'm not exactly sure as there have been big payments showing up daily.  It was still somewhere in between 40-50% UT which added to my surprise.  I applied not thinking I would get it.   

 

Not a full member but signed up for banking there now.

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Valued Member
Posts: 43
Registered: ‎08-01-2012
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Re: USAA... I want to cry!

How do you become a full member? I see people mention it but I'm not sure exactly what that means.

Current scores EX: 678 (lender pull), MyFICO TU: 696 & EQ: 664
Established Contributor
Posts: 863
Registered: ‎03-04-2013
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Re: USAA... I want to cry!


Vwaller72 wrote:

How do you become a full member? I see people mention it but I'm not sure exactly what that means.


I believe to be a full member means you are military or a close relative is military.  Full members get extra benefits.

FICO: EQ 722 | TU 710 | EX 718
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: USAA... I want to cry!

So, you don't have to open a checking/savings account for their cc? I know that sounds like a stupid question - I just keep getting them confused with CU's. 😒
Valued Member
Posts: 43
Registered: ‎08-01-2012
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Re: USAA... I want to cry!

I'm a veteran but not currently active military. I wonder if I can be a full member? I registered on the site but it didn't say anything about if I was a partial or full member. It did ask about my military status.

Current scores EX: 678 (lender pull), MyFICO TU: 696 & EQ: 664
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