Reply
Valued Member
mpswirl
Posts: 49
Registered: ‎10-18-2012

USAA MC and Amex

Does usaa amex or mc give cli's? ive had mine almost a year and was just wondering. 

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Valued Contributor
Swapmeet
Posts: 1,307
Registered: ‎11-10-2012

Re: USAA MC and Amex

[ Edited ]

I've read that it is common for them to approve a double-your-limit-cli after the 6th statement cuts. It will cost you an EQ HP, but go for it! Let us know how it goes.

My Wallet: WalMart: ||13.5k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008

Re: USAA MC and Amex


mpswirl wrote:

Does usaa amex or mc give cli's? ive had mine almost a year and was just wondering.My 6th month statement just cut and i ask for CLI all they wanted to know was the basic income and house payment.

 

USAA increased my credit line from $7,000 to 15K:smileywink: 

 

next  i will ask increase on my World master card and my AMEX

 

New Contributor
haiti222
Posts: 68
Registered: ‎08-22-2007

Re: USAA MC and Amex

[ Edited ]

My score was right around 700 with a 5 yr. old bk when they finally approved me after several tries. They gave me the 3k cl card that often indicates you have some credit problems, but they will take a chance on you. After about three years, that card has gone up slowly to 4.5 k. The first CLI was around the one year mark.  Also, at the two year mark, I was encourage to apply for a M/C and it was 6k now raised to 7k. I have an income in the upper five figures, so I think that they are being prudent with my limits, especially until the bk falls off. 

Frequent Contributor
wreith
Posts: 450
Registered: ‎06-13-2012

Re: USAA MC and Amex

I just called for a CLI last month, scores EQ 694 according to SW, I went from $4K to $7K on my AMEX with a pull to EQ.  I'm going to see if they'll use the same pull when I try for a CLI on my MC in a week or so.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2050, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $2800.
Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008

Re: USAA MC and Amex


wreith wrote:

I just called for a CLI last month, scores EQ 694 according to SW, I went from $4K to $7K on my AMEX with a pull to EQ.  I'm going to see if they'll use the same pull when I try for a CLI on my MC in a week or so.


Wreith

keep us posted i will do the same see if they can use the same pull

Frequent Contributor
wreith
Posts: 450
Registered: ‎06-13-2012

Re: USAA MC and Amex

[ Edited ]

mr_postman wrote:

wreith wrote:

I just called for a CLI last month, scores EQ 694 according to SW, I went from $4K to $7K on my AMEX with a pull to EQ.  I'm going to see if they'll use the same pull when I try for a CLI on my MC in a week or so.


Wreith

keep us posted i will do the same see if they can use the same pull


Will Do.

 
03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2050, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $2800.
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: USAA MC and Amex

I hate credit limit increase with HP ;-( and USAA rewards really nothing but they very good at credit limit.

GAve me $4k limit so far . Love USAA. 


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Frequent Contributor
wreith
Posts: 450
Registered: ‎06-13-2012

Re: USAA MC and Amex


wreith wrote:

mr_postman wrote:

wreith wrote:

I just called for a CLI last month, scores EQ 694 according to SW, I went from $4K to $7K on my AMEX with a pull to EQ.  I'm going to see if they'll use the same pull when I try for a CLI on my MC in a week or so.


Wreith

keep us posted i will do the same see if they can use the same pull


Will Do.

 

I just called for the CLI on my rewards MC from USAA, I asked if they could use the last pull and was informed it would be a fresh pull even though the last one was only a couple weeks ago from a auto loan refi.  I accepted and they upped my limit from $4K to $7K.  Both of my USAA cards are now at $7K woohoo :smileyvery-happy:

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2050, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $2800.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+