Congratulations!
Just curious, what are your scores? Who did they pull and what is that CR like? Any info would be helpful. Thank you and congrats again!
Starting Score: 648
The last time I checked my scores, they were around 720, that was in May of this year. It took me a while to get my scores up. I paid all my bills on time, paid everything off, and sent out a lot of GW letters. And it all worked. I was able to get a car loan thru USAA last year, I have set up automatic withdrawal on the payment, so I am never late with that. I checked the "my offers" before, and have been offered an AMEX card, but really didn't want one. Not as many places take AMEX. I noticed I was approved for the MC last summer, but I was just not ready to make the committment. I have learned so much on this journey and one is to not open a lot of accounts. It had been a year since my last inquiry (for my car loan), so I thought I would be pretty safe to go ahead and apply. I am not sure what they pull, but I will probably pull all of my accounts in the next few weeks, just to find out and to see what my credit score is. It is just such a nice feeling, that I can sleep at night, knowing that my credit is so much better that if I need something I can get it (with in reason of course!). 
@Anonymous wrote:The last time I checked my scores, they were around 720, that was in May of this year. It took me a while to get my scores up. I paid all my bills on time, paid everything off, and sent out a lot of GW letters. And it all worked. I was able to get a car loan thru USAA last year, I have set up automatic withdrawal on the payment, so I am never late with that. I checked the "my offers" before, and have been offered an AMEX card, but really didn't want one. Not as many places take AMEX. I noticed I was approved for the MC last summer, but I was just not ready to make the committment. I have learned so much on this journey and one is to not open a lot of accounts. It had been a year since my last inquiry (for my car loan), so I thought I would be pretty safe to go ahead and apply. I am not sure what they pull, but I will probably pull all of my accounts in the next few weeks, just to find out and to see what my credit score is. It is just such a nice feeling, that I can sleep at night, knowing that my credit is so much better that if I need something I can get it (with in reason of course!).
Definitely congratulations!
You've discovered that USAA is a real class act. Their pre-approvals are pretty much etched in stone unlike a lot of other credit card companies.
