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I have read a lot of people on here being approved for the USAA MasterCard but really no mention of the USAA Visa. Is the Visa card more difficult to get?
I think the Visa is just much less desirable. As far as I know, it doesn't offer anything but a low APR.
@drsmith wrote:I think the Visa is just much less desirable. As far as I know, it doesn't offer anything but a low APR.
According to their site they are the same cards...only difference one is MC and the other VISA
@Anonymous wrote:I have read a lot of people on here being approved for the USAA MasterCard but really no mention of the USAA Visa. Is the Visa card more difficult to get?
Dunno - I went with the AMEX.
I would think the AMEX ones are more difficult to get while the MC or VISA are on the same level. I'm assuming that.
@CS800 wrote:I would think the AMEX ones are more difficult to get while the MC or VISA are on the same level. I'm assuming that.
Look on the "My Offers" tab to see if you're pre-approved.
@Anonymous wrote:I have read a lot of people on here being approved for the USAA MasterCard but really no mention of the USAA Visa. Is the Visa card more difficult to get?
USAA currently offers World MasterCards but (apparently) not (yet) Visa Signature cards.
World MasterCards and Visa Signature cards are No Pre-set Spending Limit (NPSL) cards.
Most credit card companies (CCC) are currently pushing NPSL cards. The CCC makes more per transaction, consumers are tempted by the rewards, and the higher interest rates discourage carrying a balance.
So I'm guessing that USAA currently prefers that new applicants get a World MasterCard instead of a traditional Visa.