USAA Offer - Should I go for it?

[Creditaddict]

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@BarryNTexas wrote:

Wow - had no idea that setting up membership/checking/savings was a hard pull!  Thanks for the head up Creditaddict!

I applied for the NFCU Cash Reward Siggy Visa and was approved for $15K.  Amazing and really worth the HP!

Thanks

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now consider the checking line of credit... you should ask for the full $15k if you apply.

[alvon123]

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@BarryNTexas wrote:

Wow - had no idea that setting up membership/checking/savings was a hard pull!  Thanks for the head up Creditaddict!

I applied for the NFCU Cash Reward Siggy Visa and was approved for $15K.  Amazing and really worth the HP!

Thanks

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congrats!!!

[BarryNTexas]

Just did that... says I will know in an hour if approved.

Creditaddict how does that work? Examples of use?

[keithB]

...

[Creditaddict]

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@BarryNTexas wrote:

Just did that... says I will know in an hour if approved.

Creditaddict how does that work? Examples of use?

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they will send you a checkbook directly for it so you can access it with those checks or you can just let it cover your primary checking for overdraft... I like it because Navy does not charge ANY fees to take advances from it... just the interest rate that you are approved at from day 1 (no floating time on interest like a credit card) but otherwise if you don't use it, it just sits there reporting like a regular revolving credit card account with a nice $15k line to really help with utilization!!!

You will probably get a text message shortly if you listed your cell as the primary number that it's approved or contingent... if you get contingent, they will want 2 pay stubs and then it will be approved... it won't be active until they mail out and you sign the promissory note for the amount they approve and the rate you get but that doesn't take long.

[BarryNTexas]

NavChek Approved... $15K

Most amazing day!

In the approval message they were really pushing an auto loan as well.  I need to explore refinancing my truck.  It's a subprime rate.

Thanks CreditAddict!

[Creditaddict]

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@BarryNTexas wrote:

NavChek Approved... $15K

Most amazing day!

In the approval message they were really pushing an auto loan as well.  I need to explore refinancing my truck.  It's a subprime rate.

Thanks CreditAddict!

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OMG, if you told me you had subprime auto, I would have told you to do that before Navcheck... but for sure apply RIGHT NOW FOR THAT!

[alvon123]

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@BarryNTexas wrote:

NavChek Approved... $15K

Most amazing day!

In the approval message they were really pushing an auto loan as well.  I need to explore refinancing my truck.  It's a subprime rate.

Thanks CreditAddict!

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congrats