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Is there a spot to learn lingo? What does PC mean?
I think there is some lingo sticky somewhere....
PC is Produc Change, and it is when you have a certain type of credit card from a bank, and they allow you to change it to a different type of card or rewards program without closing the old account and opening a new one, so your AAoA (Average Age of Accounts) doesn't change, and it doesn't close your already established account and open a new one (both things that are generally not good for your long term credit score).
In this case, USAA doesn't allow any product changes on their credit cards. If you have a card with them and want the Limitless, you have to open a new Limitless and then decide what you want to do with the first (likely now obsolete) card.
@Anonymous wrote:Does anyone know if USAA will alllow a PC to the Limitless card? I currently have a Rewards VS $6478/$12000 and would like to PC to the Limitless.
I can't wait to get this card. I currently have the Visa and Amex cash rewards card and have to split some purchases since the amex gives back more on gas and grocery compared to the Visa.
I just need it to become available in my state.
@brbmake wrote:Is there a spot to learn lingo? What does PC mean?
Welcome to myFICO!
Here's a link to a thread that lists common abbreviations used here: http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458
Still no love for Alaska
I wish they would announce when it will be availble to the general public.
However I did call a CSR with USAA and told them to put on my profile that I am very interested once it becomes available in the last frontier and I wouldn't be mad if it appeared in "my offers" section.
Is that card metallic? From what I've seen it has like a metal grain texture to it. Or is that just for looks? Can anyone confirm that has it?
@Anonymous wrote:Still no love for Alaska
I wish they would announce when it will be availble to the general public.
However I did call a CSR with USAA and told them to put on my profile that I am very interested once it becomes available in the last frontier and I wouldn't be mad if it appeared in "my offers" section.
Is that card metallic? From what I've seen it has like a metal grain texture to it. Or is that just for looks? Can anyone confirm that has it?
Not metal, just the standard plastic. It does look nice, though... at least IMO.