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Established Contributor
Posts: 556
Registered: ‎06-02-2012

Re: USAA, Penfed or NFCU post bk?

Don't burn them too. They have always been good to their members. So don't be the one to mess up a good thing

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012

Re: USAA, Penfed or NFCU post bk?

All of them will take bk with enough time and high enough score.  Penfed most conservative, usaa next, and nfcu easiest.

Posts: 92
Registered: ‎08-22-2007

Re: USAA, Penfed or NFCU post bk?

I got Navy Fed 3 years after discharge

I got PenFed $500 overdraft 4 years after discharge

I got USAA Amex 5 years after discharge


Penfed wants to see a rebuilt credit, but then for you to not apply for anything else, so you are without any new cards or inquiries for about a year, if you have a bk. I keep finding other things, so haven't applied for a PenFed CC.

Posts: 208
Registered: ‎05-28-2012

Re: USAA, Penfed or NFCU post bk?

Time heals most wounds. If you burned them  in the past(i.e included in BK) forget about it.

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013

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