Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 571
Registered: ‎06-02-2012
0 Kudos

Re: USAA, Penfed or NFCU post bk?

Don't burn them too. They have always been good to their members. So don't be the one to mess up a good thing

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0 Kudos

Re: USAA, Penfed or NFCU post bk?

All of them will take bk with enough time and high enough score.  Penfed most conservative, usaa next, and nfcu easiest.

Posts: 96
Registered: ‎08-22-2007
0 Kudos

Re: USAA, Penfed or NFCU post bk?

I got Navy Fed 3 years after discharge

I got PenFed $500 overdraft 4 years after discharge

I got USAA Amex 5 years after discharge


Penfed wants to see a rebuilt credit, but then for you to not apply for anything else, so you are without any new cards or inquiries for about a year, if you have a bk. I keep finding other things, so haven't applied for a PenFed CC.

Posts: 208
Registered: ‎05-28-2012
0 Kudos

Re: USAA, Penfed or NFCU post bk?

Time heals most wounds. If you burned them  in the past(i.e included in BK) forget about it.

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.