08-15-2012 05:19 AM
Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?
Your help is always appreciated! ![]()
08-15-2012 05:58 AM
aloush11 wrote:Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?
Your help is always appreciated!
Navy does not care if you have improved since then. They pull TU or EQ, lately I have found almost always EQ. I have seen very low 600's getting approved for anything from $1k-$15k! I love them and once you prove your income, they will usually love you too!
Some or many get through with out proving income but I have not had such luck.
08-15-2012 06:03 AM
Pendfed will auto deny with a BK of any kind
08-15-2012 06:36 AM
Creditaddict wrote:
aloush11 wrote:Anybody know which one of these banks will not auto deny for a CC with a BK on file? and what CB they usually pull?
Your help is always appreciated!
Navy does not care if you have improved since then. They pull TU or EQ, lately I have found almost always EQ. I have seen very low 600's getting approved for anything from $1k-$15k! I love them and once you prove your income, they will usually love you too!Some or many get through with out proving income but I have not had such luck.
Great.. Im waiting on a family memeber to sponsor me so I can get in with NFCU. Do you know if they are inq sensitive?
08-15-2012 07:26 AM
rudy0720 wrote:Pendfed will auto deny with a BK of any kind
That's news to me.. and probably to PenFed too. Guess I'll have to give them back both my credit cards I have with them. ![]()
08-15-2012 07:44 AM
jausanka wrote:
rudy0720 wrote:Pendfed will auto deny with a BK of any kind
That's news to me.. and probably to PenFed too. Guess I'll have to give them back both my credit cards I have with them.
How old is your BK? is it Chapter 7?
08-15-2012 07:47 AM
Mine is a Chapter 7 and was discharge in 2004.
08-15-2012 07:54 AM
NFCU doesn't care how many inquiries you have (maybe they do at some point, but it is a very high point if it exists)...
08-15-2012 09:26 AM
Chapter 7 2004
08-15-2012 09:33 AM
jausanka wrote:Chapter 7 2004
Wow! Would you mind sharing more specifics? I.e, aaoa, income, inquires, Penfed cl and previous cl's at the time of approval?
Thanks

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


