Established Contributor
Posts: 554
Registered: ‎06-02-2012

Re: USAA, Penfed or NFCU post bk?

Don't burn them too. They have always been good to their members. So don't be the one to mess up a good thing

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012

Re: USAA, Penfed or NFCU post bk?

All of them will take bk with enough time and high enough score.  Penfed most conservative, usaa next, and nfcu easiest.

Posts: 87
Registered: ‎08-22-2007

Re: USAA, Penfed or NFCU post bk?

I got Navy Fed 3 years after discharge

I got PenFed $500 overdraft 4 years after discharge

I got USAA Amex 5 years after discharge


Penfed wants to see a rebuilt credit, but then for you to not apply for anything else, so you are without any new cards or inquiries for about a year, if you have a bk. I keep finding other things, so haven't applied for a PenFed CC.

Posts: 208
Registered: ‎05-28-2012

Re: USAA, Penfed or NFCU post bk?

Time heals most wounds. If you burned them  in the past(i.e included in BK) forget about it.

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.