USAA Question

Sooners2013 · ‎02-07-2014

How long do you need to have one USAA card before applying for another?

GeneralCucumbre · ‎02-07-2014

I don't think there is a particular time-frame. As far as I know, you can apply for another card immediately after applying and getting approved for the first card.

AMEX Green Corporate - NPSL | AMEX Everyday - $60,000
Chase Freedom Unlimited Visa Signature - $49,500 | Chase Freedom Visa Signature - $27,300 | USAA Platinum Visa - $26,000

pizzadude · ‎02-07-2014

Moved to credit cards forum

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

wreith · ‎02-07-2014

@Sooners2013 wrote:
How long do you need to have one USAA card before applying for another?

I don't know if there is a set time frame, I got mine within a month of each other other though.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800

efranklin23 · ‎02-08-2014

@Sooners2013 wrote:
How long do you need to have one USAA card before applying for another?

Many people apply for the mulitple cards on the same day and often get the same CL for both cards.

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)

Sooners2013 · ‎02-08-2014

Do you get one or two pulls from the credit bureau when you apply for two cards on the same day with USAA?

kroberts67 · ‎02-08-2014

@Sooners2013 wrote:
Do you get one or two pulls from the credit bureau when you apply for two cards on the same day with USAA?

I apped for the 2nd card within a couple of days but many do it the same day after approved for first card. It's a HP each time if separate days; I can't answer if done same day.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

takeshi74 · ‎02-08-2014

@Sooners2013 wrote:
How long do you need to have one USAA card before applying for another?

There no X for all people regardless of the creditor in question. It's not a matter of time. It's a matter of your credit. Person A could get two approvals on the same day. Person B may need to wait until that person's credit is in better shape.

alvon123 · ‎02-09-2014

@kroberts67 wrote:
@Sooners2013 wrote:
Do you get one or two pulls from the credit bureau when you apply for two cards on the same day with USAA?
I apped for the 2nd card within a couple of days but many do it the same day after approved for first card. It's a HP each time if separate days; I can't answer if done same day.

+1