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USAA Rocks (n big thx to this forum)

Regular Contributor

USAA Rocks (n big thx to this forum)

I could never have done this without this forum's advice!! Apped about 7 months ago for USAA cc (full member with multiple insurance products) and got a 3k limit. Was stoked and treated it basically like a charge card, running about $2k through it every month. Called recently and asked if I was eligible for CLI...and yes I was....a $17,000 CLI bringing me to $20k. My highest cl before this had been $4k. Thanks soooo much to all the USAA gurus on here, no way I could have gone from not having my own cc 4 years ago to now having one with this kind of limit - I will treat this card, and USAA, VERY well. EQ Fico @ CLI was 698. Thanks to everyone for all the advice I have received here over the years. It has proven invaluable. And for those just starting, stick with it, read a lot, be persistent and remind yourself time is on your side.
7 REPLIES
Moderator Emeritus

Re: USAA Rocks (n big thx to this forum)

Smiley Surprised   A $17k CLI isn't too shabby. Congrats.

Established Member

Re: USAA Rocks (n big thx to this forum)

For lack of a better word---AWESOME!!!!!

Senior Contributor

Re: USAA Rocks (n big thx to this forum)


Grape wrote:
I could never have done this without this forum's advice!! Apped about 7 months ago for USAA cc (full member with multiple insurance products) and got a 3k limit. Was stoked and treated it basically like a charge card, running about $2k through it every month. Called recently and asked if I was eligible for CLI...and yes I was....a $17,000 CLI bringing me to $20k. My highest cl before this had been $4k. Thanks soooo much to all the USAA gurus on here, no way I could have gone from not having my own cc 4 years ago to now having one with this kind of limit - I will treat this card, and USAA, VERY well. EQ Fico @ CLI was 698. Thanks to everyone for all the advice I have received here over the years. It has proven invaluable. And for those just starting, stick with it, read a lot, be persistent and remind yourself time is on your side.

Better than a poke in the eye with a sharp stick.

 

Or, in other words ... Totally F'ing Fantastic!!

 

Congratulations!!

 

USAA is a class act.  Treat them right and they're your best friend.

IAALBNYL
New Contributor

Re: USAA Rocks (n big thx to this forum)

Grape, do you have any baddies on your EQ report???

Regular Contributor

Re: USAA Rocks (n big thx to this forum)

I have one CO that is now about 6.5 years old.
Regular Contributor

Re: USAA Rocks (n big thx to this forum)

   Smiley Surprised   WOW thats a CLI !!   Congrats.   




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Moderator Emerita

Re: USAA Rocks (n big thx to this forum)

While USAA is undoubtedly more generous than other lenders, this is a great example of why it often makes sense to not fuss about your initial CL and work the card to death with perfect, prompt payment history. Let the lender give you a good long thoughtful sniff and decide how good a customer you'll be.

 

Lenders want to see history, and OP gave it to them in spades! Smiley Very Happy congrats

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007