I'm thinking of adding 3k to my USAA secured card to bring my total limit up to 5000. I'm hoping this will help me next year when I apply for prime cards to show a trend of managing a 5k limit card. I don't love the idea of having another 3k tied up as collateral but at least they put it in an interest bearing account. Do you think this would make a difference on my rebuilding journey?
I currently have the following cards:
USAA Secured 2000
BoA Secured 2000
Capital One Secured 400
My equifax FICO is 624, and I'm still working at removing several baddies from my report (many lates from 4 student loans)
Chase CSR 22,000 | Chase Freedom Unlimited 13,000 | Chase CSP 10,000| USAA Cash Back $7,000 | AA Silver Aviator Card $10,000 | AMEX Everyday $9,000 | Chase Freedom $3,000 | Capital One Cash Rewards $4,000 | Discover IT $4500 | Nordstrom Store Card $2000
