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Frequent Contributor
rubaty
Posts: 380
Registered: ‎11-18-2007
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USAA World MC

Does anybody know why they would automatically switch me to this CC?  I have had my normal MC since Dec 07.

Current Score: EX 718 EQ 689 TU 757 23 Jun 13
Goal Score: 760 across the board by Jul 14


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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: USAA World MC

[ Edited ]
They asked me if I wanted it, and after making sure that it would report properly, I said Sure. I like the extra consumer protections on the World version (all the details of which I've already forgotten, lol.)

Maybe they're offering it to MC cardholders who've had the card for a while and have been responsible with it?

They did the same with my older daughter. I think we both got mailed offers, rather than online, which I thought was unusual. Does the APO system work as badly as it did back when I was a dependent? Is there a chance that six months from now, the letter might turn up?


eta: and as I think about it, the "offer" might actually have been more of a "we're changing your card to the World version unless you let us know that you don't want us to" or some such.
Message Edited by haulingthescoreup on 07-09-2009 11:36 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
New Member
Reason58
Posts: 5
Registered: ‎06-02-2009
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Re: USAA World MC

They automatically converted mine a couple years ago, but my girlfriend only received hers last week. Not sure what criteria they are using.
Regular Contributor
stpn2me
Posts: 234
Registered: ‎07-04-2007
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Re: USAA World MC

Havent gotten this offer yet, but it's cool. USAA froze my interest rate since I am deployed again. They had my orders almost before I did!

What a great company!

TU - 625 EQ - 644 EX - 672 as of 5 June 13
Frequent Contributor
rubaty
Posts: 380
Registered: ‎11-18-2007
0

Re: USAA World MC


stpn2me wrote:

Havent gotten this offer yet, but it's cool. USAA froze my interest rate since I am deployed again. They had my orders almost before I did!

What a great company!


If you have a AAFES card, don't forget to have them stop charging you interest while you are deployed.

 

Stay safe!


Current Score: EX 718 EQ 689 TU 757 23 Jun 13
Goal Score: 760 across the board by Jul 14


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Frequent Contributor
rubaty
Posts: 380
Registered: ‎11-18-2007
0

Re: USAA World MC


haulingthescoreup wrote:
They asked me if I wanted it, and after making sure that it would report properly, I said Sure. I like the extra consumer protections on the World version (all the details of which I've already forgotten, lol.)

Maybe they're offering it to MC cardholders who've had the card for a while and have been responsible with it?

They did the same with my older daughter. I think we both got mailed offers, rather than online, which I thought was unusual. Does the APO system work as badly as it did back when I was a dependent? Is there a chance that six months from now, the letter might turn up?


eta: and as I think about it, the "offer" might actually have been more of a "we're changing your card to the World version unless you let us know that you don't want us to" or some such.
Message Edited by haulingthescoreup on 07-09-2009 11:36 AM

 

Got paperwork saying they were changing the card but no reason why......didnt realize it was in a pile of unopened mail!

 

APO system is still hit or miss; when I was in the states last year I mailed back 5 boxes.  Got 4 of them within 2 weeks and it took almos 7 weeks for the 5th one to arrive.


Current Score: EX 718 EQ 689 TU 757 23 Jun 13
Goal Score: 760 across the board by Jul 14


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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
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Re: USAA World MC


stpn2me wrote:

Havent gotten this offer yet, but it's cool. USAA froze my interest rate since I am deployed again. They had my orders almost before I did!

What a great company!



Hey, long time no see! Ummm... read? Good to hear from you again.

I'll echo rubaty --stay safe!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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