After all I've read on these boards about USAA, I finally took the plunge. Granted, I'm only a partial member, so I don't have access to the best cards they offer. However, that's fine, as I was really hoping for a bigger credit limit than my US BANK Cash+ card that I've held since August of 2011 -- with a limit of 3500 and no successful credit line increase ever! (I've asked once for an increase to 5K, so I could be upgraded to the better Cash rewards card -- but no dice!)
So, this morning, I app'd for the USAA World MC and I was approved with a limit of 5k and an APR of 17.9. Also, was offered a 0% BT till Jan 2014. I've finally hit the 5k mark -- thanks USAA!!
Congrats on your approval!