Reply
Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012

USAA and NFCU membership question

My grandfather served in WWII, but I'm not sure if he was a member of either USAA and NFCU - he is now deceased.

 

Does anyone know if I'm eligible to join? 

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: USAA and NFCU membership question

no
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: USAA and NFCU membership question

Anyone can join USAA as partial member. !!!!


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Valued Contributor
j_casteel
Posts: 1,644
Registered: ‎06-21-2012

Re: USAA and NFCU membership question

[ Edited ]

Easiest would be go directly to the source....just call NFCU or USAA and ask them. Worst they can say is no. Like mentioned anyone can join USAA but not be a full member. I would just call and ask NFCU or use their eligibility button on the site.

| Walmart $5k | Amazon $5k | NFCU $19.5k | NavChek $15k | Lowes $15k | BoA WMC $8.1k | Freedom $3k | Discover $4k | CSP $5k |
Starting Score: EQ:571 EX:??? TU:597
Current Score: EQ:679 EX:706 TU:697
Goal Score: 700
across the board
New Contributor
Axa
Posts: 141
Registered: ‎02-20-2013

Re: USAA and NFCU membership question

Bumping this to see what you found out. USAA is open to veterans, but I don't know about membership via deceased veterans. Please post an update.


TU 759, EX 744, EQ 779
Current Focus: Gardening indefinitely
Goals: 800 Club, pay off auto loan in 2 years
Established Contributor
Leadberry
Posts: 609
Registered: ‎01-31-2013

Re: USAA and NFCU membership question


Axa wrote:

Bumping this to see what you found out. USAA is open to veterans, but I don't know about membership via deceased veterans. Please post an update.


AFAIK, if you are using descendancy as a basis for full USAA membership, one of your parents must have been a full member (they must have had an insurance product with USAA).  A grandparent cannot be used as a basis for full membership.  I think whether they are still living or not is irrelevant; it is current or prior membership status that is important.  As others have said however, you can still join as a partial member.  USAA is very precise in outlining their membership criteria.

   
   
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: USAA and NFCU membership question


Leadberry wrote:

Axa wrote:

Bumping this to see what you found out. USAA is open to veterans, but I don't know about membership via deceased veterans. Please post an update.


AFAIK, if you are using descendancy as a basis for full USAA membership, one of your parents must have been a full member (they must have had an insurance product with USAA).  A grandparent cannot be used as a basis for full membership.  I think whether they are still living or not is irrelevant; it is current or prior membership status that is important.  As others have said however, you can still join as a partial member.  USAA is very precise in outlining their membership criteria.


+1

New Contributor
Axa
Posts: 141
Registered: ‎02-20-2013

Re: USAA and NFCU membership question

Yes, that's how I joined. Certainly, though, there must be an exeption made for descendants of the deceased. I'd like to think so, anyway.


TU 759, EX 744, EQ 779
Current Focus: Gardening indefinitely
Goals: 800 Club, pay off auto loan in 2 years
Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012

Re: USAA and NFCU membership question


Axa wrote:

Yes, that's how I joined. Certainly, though, there must be an exeption made for descendants of the deceased. I'd like to think so, anyway.


USAA has some pretty strict guidelines for membership elegibility.  Exceptions are very rare.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+