@drewrico wrote:So im a member of USAA and i joined about 4 months ago. I dont know if im a full member or not but i joined with the voices of the troops membership. either way, when i joined usaa i applied for a credit card from them and got denied. of course they wont recon and so i got my denial letter in the mail. i read it and it said blah blah blah. now, the other night, i applied again for a usaa credit card because my credit had improved to the 700s. i got an instant decline and felt really bad about applying cause of the inquiry. now whats weird is a new credit inquiry never showed up on my credit reports, at least according to CK and CS, and when i got my denial letter this weekend, it was same denial letter as i got the first time. so its like they never ran my credit and just straight denied me. im confused.
Sorry to hear. 
You're not a full member if you joined thru the voices of the troops. Which card did you apply? What was the reason of the denial?
Ron.