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USAA credit scores

Regular Contributor

USAA credit scores

Looked into their credit monitoring service this morning.  They have a promo going on for the cheap one until the end of the year for free. Use mortgage in the promo code.  My understanding was(probably my assumption) that they are fico scores but they are plus scores(fakos)Smiley Mad.  The irony of it is, USAA doesn't even use plus scores.

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 1 of 3
2 REPLIES
Established Contributor

Re: USAA credit scores


jnkp2001 wrote:

Looked into their credit monitoring service this morning.  They have a promo going on for the cheap one until the end of the year for free. Use mortgage in the promo code.  My understanding was(probably my assumption) that they are fico scores but they are plus scores(fakos)Smiley Mad.  The irony of it is, USAA doesn't even use plus scores.


lol it's ran by experian and NO ONE sells EX FICO scores so don't get your hopes up ever. Only way to get it is to apply for Amex and a few other cards and get approved or declined.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 2 of 3
Regular Contributor

Re: USAA credit scores

It's just ironic that USAA would promote something they don't use themselves.

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 3 of 3