USAA introduces a new card

pkosheta · ‎12-04-2013

USAA cash back plus rewards amex card

5% cash back on gas! cap @3k spend per year

2% cash back on groceries @ 3k spend cap per year

1% all else.

0% APR until sept 2015 too.

Age 29
AU- United+ Visa 33k, *97. GM MasterCard 15k, *95.
Individual- PenFed Plat Rew 7k, *08. Amex Blue 6.7k, *12. Hilton Amex 5.5k, *12. Chase Sapphire 15k, *12. U.S. Bank Cash+ 12.3k, *12. Barclays Priceline.com Rewards Visa 11k, *13. Citi DoubleCash (PC'd in *14) 7k, *13. Club Carlson Premier 9k, *13.

uswala · ‎12-04-2013

Can you please posta link to this card information.

Thanks in advance.

longtimelurker · ‎12-04-2013

@pkosheta wrote:
USAA cash back plus rewards amex card
@5% cash back on gas! cap @3k spend per year
@2% cash back on groceries @ 3k spend cap per year
1% all else.
0% APR until sept 2015 too.

That seems pretty unexciting! Sallie Mae gives 5% back on both gas and groceries up to $3K a year each (well, with a $250 limit), and in addition 5% on Amazon/bookstores. And if one is much more important, many choices that do better on one of the categories

awp317 · ‎12-04-2013

Did you see this online? I just logged in and checked out the credit cards , only saw the same amex i always see 2.25% rewards and thats it.

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

manyquestions · ‎12-04-2013

I don't see it online either. Was this information in a mail promotion?

alvon123 · ‎12-05-2013

@awp317 wrote:
Did you see this online? I just logged in and checked out the credit cards , only saw the same amex i always see 2.25% rewards and thats it.

+1

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

takeshi74 · ‎12-05-2013

@longtimelurker wrote:
That seems pretty unexciting!

It's a step up for USAA. Their rewards have never been all that great. However, they were generous with limits and APR's when I was rebuilding. FWIW, I'm a full member and I'm not sure if offers differ for those that aren't full members.

@awp317 wrote:
Did you see this online? I just logged in and checked out the credit cards , only saw the same amex i always see 2.25% rewards and thats it.

I'm not seeing it either. Must be a targeted offer or something they're slowly rolling out.

MASTERNC · ‎12-05-2013

Agreed the caps don't make this card particularly spectacular, but for those who are within the caps (and have other cards to pick up the excess), this is a good PenFed replacement.

I don't see the card online either. Would be curious to see if anyone tweets or e-mails them to ask.

darkfrosty · ‎12-05-2013

I got this as an email offer. Was considering applying to use this for a balance transfer. Amex wont backdate this because it is trhough USAA correct?

I am thinking of swapping my balance off of chase freedom to this card.

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards

alvon123 · ‎12-05-2013

@darkfrosty wrote:
I got this as an email offer. Was considering applying to use this for a balance transfer. Amex wont backdate this because it is trhough USAA correct?
I am thinking of swapping my balance off of chase freedom to this card.

You are correct. There is no backdating for this card