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USAA is not open to everyone anymore

Super Contributor

Re: USAA is not open to everyone anymore

You would be eligible through your son. Just contacted USAA Federal Savings Bank and found that membership flows down (grand parents/parents) and my advice was incorrect. Also, USAA would be willing to speak with anyone to see if there is any option that might open the doors for a potential new member.

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Contributor

Re: USAA is not open to everyone anymore

Negative, not for full membership which is insurance

 

It's not like Navy. 

 

Only active duty, reserves, guard, and honarably seperated veterans and their spouse/children

 

 

Contributor

Re: USAA is not open to everyone anymore

I'm a little confused (as usual!). My dad was a WW2 veteran who died in 1974 and wasn't a member of USAA. Am I eligible for full membership with banking/credit card benefits?

Contributor

Re: USAA is not open to everyone anymore

 No. Not unless he had USAA insurance

 

https://www.usaa.com/inet/pages/pub_eligibility_task_entry

 

Who is eligible?

  • Active, retired and honorably separated officers and enlisted personnel of the U.S. military.
  • Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
  • Adult children whose eligible parents have or had a USAA auto or property insurance product.1
  • Widows and widowers of USAA members who have or had a USAA auto or property insurance policy.

 

Valued Contributor

Re: USAA is not open to everyone anymore

I don't want to hijack the post. But...I am curious, does NFCU also have such a thing like full members & partial members?

Contributor

Re: USAA is not open to everyone anymore

Digital - No. Once you're eligible and get in, you're in. 

 

 

Valued Contributor

Re: USAA is not open to everyone anymore


RemyWinchester wrote:

Digital - No. Once you're eligible and get in, you're in. 

 

 


Thank you! Not sure about "Once you're eligible and get in, you're in." I remembered this thread:

 

http://ficoforums.myfico.com/t5/Credit-Cards/NFCU-FROZE-ALL-MY-ACCOUNT/td-p/2285283

Contributor

Re: USAA is not open to everyone anymore

To be fair - they HAVE to do due diligence since they're restricted membership by government regulation

 

There have been people who attempt to sneak in. I've even seen people post on this website that they got a military roommate/navy member just in order to meet eligibility requirements

Super Contributor

Re: USAA is not open to everyone anymore

Likely your father needed to be a USAA Member. However, you may be able to provide them what they need to allow you in. Just spoke with USAA Federal Savings Bank and on the surface it appears you would not be eligible. However, they would be willing to speak with you and see if there is an opportunity that may work. They said there are guidelines but sometimes they can open doors by further exploring the situation.

Starting Score: 802
Current Score: 821
Goal Score: 850


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Valued Contributor

Re: USAA is not open to everyone anymore

I think you can still get in with a small donation to these guys

 

http://www.navyleague.org/corporate/usaa.html


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