09-04-2013 07:16 PM
I really like USAA and always have. But they truly baffle me sometimes. In the last three years they have gone completely over-board on national advertising with the campaign of "committed to serving active duty and veterans" but in reality they opened up to anyone. As a result they had to out-source their customer service.
Another aspect if you're interested is to look up the campaign contributions USAA makes and especially what they did prior to the 2012 elections. So instead of increasing interest rates on deposits, or lowering interest rates on loans, USAA spends a fortune on advertising and campaign contributions, but hey, at least I get USAA magazine monthly!
If Navy doesn't continue or doesn't keep a tight leash on membership control they will become just like USAA.
Roomates is a tight leash?
USAA lets in those who have honorably served.
Navy would have to significantly change policies, tighten lending policies, and allow those with service-connected disabilities to catch up with USAA.
09-04-2013 08:19 PM
Join USAA by clicking American Legion.org. I don't know if it is going to work.
This does not allow you to join USAA through the American Legion. If you open an account with USAA they will contribute money to the American Legion.
09-04-2013 09:53 PM
Just want to clearify what a full member is.
A full member is somebody who is active duty, or has honorably served.
A family member can become a full member if the sponsor has an insurance product. Being a child of somebody who has served does not make you a full member. That parent must have had an insurance product and USAA must verify. If the parent does not want to switch their policies to grant the child full membership. They can simply and cheaply get coverage for personal property.
09-04-2013 11:51 PM
thread is locked and under mod review.LIGHTNIN, myFICO moderator
Please remember to be friendly, supportive and respectful!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.