Regular Contributor
Posts: 187
Registered: ‎09-12-2009

Re: USAA is too funny

im a limited member as well

Starting Score: 490
Current Score: 522
Goal Score: 760

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Valued Member
Posts: 45
Registered: ‎12-23-2008

Re: USAA is too funny

I've been a member since 2006. They have denied me on EVERYTHING. I have been in good standing and the only thing I have managed to do is raise my CC with them from $500, to $1000. I avoid them when it comes to credit products.

-- 3/7/09 TU: 759 3/8/09 EQ: 730
Frequent Contributor
Posts: 483
Registered: ‎05-06-2009

Re: USAA is too funny

How did you get the AmEx application as a limited member?  All I can see to app for is the MC :-(
New Contributor
Posts: 56
Registered: ‎11-16-2008

Re: USAA is too funny

I used this one.
Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009

Re: USAA is too funny

Achase wrote:
yup USAA either wants a full banking relationship or relationship at all


I don't think so.


I have never had any banking relationship with them.  In fact, up until a couple of years ago I never even knew they had branched into banking.  Without having any banking products and without having had insurance through them for at least the past 5 years, all of a sudden I get an e-mail from them saying that my pre-approved USAA AmEx offer will expire in 2 more weeks. 


I'm fairly certain they look at many things such as curreent military status, pay grade and duty assignment in addition to credit scores.


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