Reply
Established Contributor
Posts: 672
Registered: ‎03-05-2009
0

Re: USAA 'made' me app....approved for $20,000 each x 2 (MC & AMEX)

hey txjohn,

 

When you go to the credit card section, does it list all of their cards for you?  Everytime I go there, it only lists the mastercard for OCS students and the Amex - I called USAA twice on this and they cant figure out why, however, Im guessing its an issue on how they coded me at first application.  I say this only because they still have me listed as a Lt in the marine corp and have not been that rank for oh, 7 years? Everytime i app for something, i have to call in and I know a CSR would not be as slap-happy as the site on giving 40k of credit in one call... lol

 

Congrats!! 

Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: USAA 'made' me app....approved for $20,000 each x 2 (MC & AMEX)

When I look at CC's available, I saw only World MasterCard and AMEX.

 

If you call in you should be able to get a CSR to update your military status.  I did yesterday.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
New Contributor
Posts: 56
Registered: ‎08-14-2007
0

Re: USAA 'made' me app....approved for $20,000 each x 2 (MC & AMEX)

Gosh txj, I only hope you can recover from these new (and may I say fabulous) sources of credit that will only brighten an already well-lit credit picture.

 

 

Frequent Contributor
Posts: 256
Registered: ‎04-16-2009
0

Re: USAA 'made' me app....approved for $20,000


txjohn wrote:

DI wrote:
OMG! I wish banks were that generous.  Do you think your income is what contributed to the high limits?  Have you already had other cards with higher limits?
Message Edited by DI on 08-30-2009 02:38 PM

 

I have to assume that income has a significant play in this.  If I only made $30-40k per year, I doubt they would have started with those CL's....but I really don't have any experience here.

 

I have a $25,000 NFCU CL Visa, $20,000 with PSECU and $15,000 NFCU Navcheck.  So far NFCU and USAA have been the most generous overall with $40k in revolving credit each.

 

Other than that my highest other CL's are all $10,000.....well actually I have $15k Juni Biz and $25k BoA Biz, but they don't personally report.

 

Message Edited by txjohn on 08-30-2009 01:43 PM

Do you worry about being able to keep all of them active? (I mean that in a sincere way, not a snarky way!) I know my household income is a lot lower than many people's on these forums, but I can't fathom running that much through a card every month and PIF'ing. Have you had good success with using only a small portion of the limits? 

 

Also, I believe you may have now entered the pantheon of credit limit gods. Smiley Happy


Starting Score: 670 EQ and 674 TU
Current Score: 670 EQ and 674 TU
Goal Score: 750 both EQ and TU


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.