USAA members

[BarryNTexas]

It might be wishful thinking that this message that keeps showing up on my USAA account dashboard is somehow a pre-qual.  Any USAA members ever click and apply via one of these links and get approved?  I'm still not 100% sure USAA will grow with me but I would like another card with a much higher limit.  It's been 8 months so far with the Visa and I guess I should really wait for an pre-approval offer in the mail?

[elim]

do you have any offers under the "my offers" tab when you log in? 

i had auto insurance only when i apped for a card 1 month after my first CC offer expired (approved 7k). i have since let an HELOC. 2 CC's and an auto loan expire so you should have CC offers and more showing up on that tab.

what's the limit on your first card?

[Anonymous]

I have not. I check the "My Offers" section regularly though. I heard of people getting pre-approvals there.

[Anonymous]

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@BarryNTexas wrote:

It might be wishful thinking that this message that keeps showing up on my USAA account dashboard is somehow a pre-qual.  Any USAA members ever click and apply via one of these links and get approved?  I'm still not 100% sure USAA will grow with me but I would like another card with a much higher limit.  It's been 8 months so far with the Visa and I guess I should really wait for an pre-approval offer in the mail?

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Where are you seeing this on the site?

[BarryNTexas]

Nothing on my Offers tab.

My current card is $2.5K.  At the time I got this I had much lower scores in mid 600s.  Now I'm in the 700s and have opted back into offers.  Maybe someday I will get some enticing offers from them.  Next time I check my soft pulls I will see if the pulling me monthly.

It could also be usage.  The only thing I use their card for is to pay for the monthly credit monitoring service.

Thanks for the feedback.

[msbia]

Morning Barry, you already have a USAA Visa? And you've had it for 8 months? What is your starting limit and have you requested a CLI on it yet? You can request every 6 months but it is always a HP! I got my first card last April with $7k limit, sent a SM in October for increase and 24 hrs they took it to $12k. Pretty similar with this Amex, 4.5k to 10k and I will request again next October (garden till then). You should be fine cold apping for the MC if it's showing in your offers but of course your mileage will vary. USAA seems to love me for some reason lol. 

[BarryNTexas]

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@Anonymous wrote:

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@BarryNTexas wrote:

It might be wishful thinking that this message that keeps showing up on my USAA account dashboard is somehow a pre-qual.  Any USAA members ever click and apply via one of these links and get approved?  I'm still not 100% sure USAA will grow with me but I would like another card with a much higher limit.  It's been 8 months so far with the Visa and I guess I should really wait for an pre-approval offer in the mail?

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Where are you seeing this on the site?

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Irish - This is showing under services along with my current credit monitoring and home valuation service.

[BarryNTexas]

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@msbia wrote:

Morning Barry, you already have a USAA Visa? And you've had it for 8 months? What is your starting limit and have you requested a CLI on it yet? You can request every 6 months but it is always a HP! I got my first card last April with $7k limit, sent a SM in October for increase and 24 hrs they took it to $12k. Pretty similar with this Amex, 4.5k to 10k and I will request again next October (garden till then). You should be fine cold apping for the MC if it's showing in your offers but of course your mileage will vary. USAA seems to love me for some reason lol. 

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MSBIA,  I have not asked for CLI and don't want a HP at this time.  I'm laying off my EX for the next couple months but will try in the future.  Thanks for your background.

[msbia]

My pleasure! Good luck with whatever you decide to do. 

[elim]

with your scores and limits you can cold app with them i'm sure and get 7k to 10k (congrats on those by the way).if you aren't at the "to much available credit" threshold yet.

there are 2 cards there i really want... (1.5% and 5% 2% 1%)