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Ive been spamming the boards with all these Credit Union questions and I'm down to my last question. I hope! Lets make an honest choice here, PenFed or NFCU? (if i can get in NFCU)
I am in the rebuilding process and looking for a solid bank to do all of my transactions. Mortgage, car loan, checking/savings, CC and other
Thanks Fico! Hopefully these post will allow everyone to know about each one!
If you have a way in, NFCU.
NFCU - 1
USAA - 0
PenFed - 1
lol
I have PenFed and USAA.
@rightcoast wrote:Ive been spamming the boards with all these Credit Union questions and I'm down to my last question. I hope! Lets make an honest choice here, PenFed or NFCU? (if i can get in NFCU)
I am in the rebuilding process and looking for a solid bank to do all of my transactions. Mortgage, car loan, checking/savings, CC and other
Thanks Fico! Hopefully these post will allow everyone to know about each one!
If you can qualify for mship in NFCU, it's definitely your better option, they are more lenient on approvals. Banking-wise, only full members can do iPhone deposits with usaa. Everyone can do iPhone deposits with NFCU. Rewards-wise and Interest rate-wise, NFCU is better with their CCs than usaa - even with usaa full members. Look at their website and compare the rewards of their CCs vs nfcu's. usaa charges ltd members higher interest rate and less rewards than their full members, and both aren't as good as NFCU.
Right on. Well im going to have to figure out if I can get into NFCU if not, I will get my Grandfather to join to USAA so he can pass the membership to me and we can have it in our family. Hopefully I will be a full member!
@rightcoast wrote:Right on. Well im going to have to figure out if I can get into NFCU if not, I will get my Grandfather to join to USAA so he can pass the membership to me and we can have it in our family. Hopefully I will be a full member!
Well, frankly if I could, I would do both, if I had to choose one, I'd definitely choose NFCU. But if you can do both, its worth it. Usaa has good ins for full members, from what I have heard. id definitely get your grandfather to join.
definitely nfcu
I bank with both. I have the following with them....
NFCU
-CC
-NavCheck (line of credit)
USAA
-main checking
-main savings
-3 CC (all points are linked which is great)
-personal loan
-auto loan
-renters insurance
-auto insurance
-VPP insurance (for my wifes wedding ring)
bottom line both banks are great, I like USAA a tad better because it offers more products and their website is top-notch in the banking industry period. Both offer top notch customer service and open 24hrs, so you cant go wrong. With USAA you can also link all of your other accounts with other financial institutions. Example, i have my NFCU products and Discover card all under my USAA login, so i can see my complete financial portfolio.