@OP,
I forgot to tell you too. When I initially got the "application limit" I spoke with a csr who told me also that in some instances this is a generic statement, but there could be underlying issues such as "You've reached your maximum credit limit" with USAA or other issues. It is not always that you have applied too many times with that message.
(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+