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@Anonymous wrote:
@DI wrote:No attractions. I prefer to have the card because it's with CU. I want to start banking more with CU's instead of big banks.
Correct me if I am wrong but USAA ss not a CU. They are a bank..
Correct, they are a FSB.
idmd wrote:
Correct, they are a FSB.
@Anonymous wrote:
@DI wrote:
No attractions. I prefer to have the card because it's with CU. I want to start banking more with CU's instead of big banks.Correct me if I am wrong but USAA ss not a CU. They are a bank..
As further testament to the membership and "CU feel", USAA Plans to return $500 million to members in the form of dividends and distributions:
This is double the dividends/distributions of last year.
USAA is a great company. I enjoy my annual dividend the end of each year, while I enjoy their service all year.
In fact, when was the last time anyone got a dividend from their bank or CU? Our dividend has been anywhere from $50 to well over $100 just on our auto policy. Now that we have homeowners, life, valuable property, umbrella, auto, etc. I am interested to see if our "share" of dividend goes up proportionately?
DFCU, here in Michigan, is again giving all of its members at least $50 in dividends this January. The amount given to each member is calculated based on average loan and deposit amounts, and can be several hundred dollars a year if all banking/loan products are with them. Anyone who lives or works or worships in most of Michigan can join........
http://www.dfcufinancial.com/paystobelong/special_dividend.asp
UPDATE:
I logged on to USAA today, and I am no longer offered the rewards World MC and Amex under credit cards. Back to just the standard non-rewards MC for non-military. Is this a snatch-back or a system quirk to be remedied?
USAA....you're great but you really need to get your self together.
Edit to add: I'm also offered the "Military Group" card, which seems to have the Air Force affiliation. Supposedly, that affiliation is what prompted the opening of all cards to all members. Hopefully, we'll know the story soon enough. If you click apply, this card states: "Your application for the Association of Graduates U.S. Air Force Academy World MasterCard® will only take minutes to complete."
@TangMeister wrote:UPDATE:
I logged on to USAA today, and I am no longer offered the rewards World MC and Amex under credit cards. Back to just the standard non-rewards MC for non-military. Is this a snatch-back or a system quirk to be remedied?
USAA....you're great but you really need to get your self together.
Edit to add: I'm also offered the "Military Group" card, which seems to have the Air Force affiliation. Supposedly, that affiliation is what prompted the opening of all cards to all members. Hopefully, we'll know the story soon enough. If you click apply, this card states: "Your application for the Association of Graduates U.S. Air Force Academy World MasterCard® will only take minutes to complete."
Message Edited by TangMeister on 12-03-2009 12:33 PM
My guess….and this is only a guess….. like all companies USAA is looking for a certain mix or portfolio of customers which prompts the pre approval process. Once their goals are met the pre approvals are off the table. I've never known a pre approval that didn't have a finite amount of time or a specific "good until" date associated with the offer. It's unreasonable to think their offers are going to be indefinite - especially in this market.
As markets, USAA's customer portfolio, etc change so will their pre-approval offers.
Unless your situation has changed greatly I would think even with the pre-approval off the table you have a great chance of being accepted.
@Anonymous wrote:
@TangMeister wrote:UPDATE:
I logged on to USAA today, and I am no longer offered the rewards World MC and Amex under credit cards. Back to just the standard non-rewards MC for non-military. Is this a snatch-back or a system quirk to be remedied?
USAA....you're great but you really need to get your self together.
Edit to add: I'm also offered the "Military Group" card, which seems to have the Air Force affiliation. Supposedly, that affiliation is what prompted the opening of all cards to all members. Hopefully, we'll know the story soon enough. If you click apply, this card states: "Your application for the Association of Graduates U.S. Air Force Academy World MasterCard® will only take minutes to complete."
Message Edited by TangMeister on 12-03-2009 12:33 PMMy guess….and this is only a guess….. like all companies USAA is looking for a certain mix or portfolio of customers which prompts the pre approval process. Once their goals are met the pre approvals are off the table. I've never known a pre approval that didn't have a finite amount of time or a specific "good until" date associated with the offer. It's unreasonable to think their offers are going to be indefinite - especially in this market.As markets, USAA's customer portfolio, etc change so will their pre-approval offers.Unless your situation has changed greatly I would think even with the pre-approval off the table you have a great chance of being accepted.
Message Edited by idmd on 12-03-2009 04:34 PM
I appreciate what you're saying, but this is not a pre-approval or custom-tailored offers issue....this is a membership-related eligibility issue affecting all non-military USAA members.
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