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09-10-2012 08:05 AM
Sorry, it was the NFCU Card that graduated after one year.
09-10-2012 08:08 AM
My scores are worse than yours(CreditKarma shows my TU as 576) and my other two are lower. And I just opened an NFCU account and was approved for an unsecured CC for $500. I didn't think I would get approved, but everyone on here was saying they were very generous, so I gave it a shot.
09-10-2012 09:03 AM
NFCU has only pulled EQ for my applications. I've heard of them pulling EX but I think that might be because the inherited a contract from their acquisition of another CU a year or two ago. So the EQ FICO is the thing to look at.
09-11-2012 09:32 AM
Thanks for the info everyone.....I joined NFCU and PSECU. I have not applied for a card as of yet...I recieved a BofA card last month with a 3K CL ( think they were generous bcuz I have an IRA with them from my previous employer) I am trying to get other baddies off before I apply for a CC or refinance our truck at either CUs. However, I know FAKOs are worthless but I started out joining this forum Aug 8 2012 with FAKO scores EX 565 EQ 550 TU 602 and know they are EX 633 EQ 633 and TU 674. Cant get my EX FICO yet from PSECU since I just joined this month but I think by December and working to remove 3 of the 5 baddies left on my Credit report I should be high 600s maybe 700.
Thanks again everyone!